Augie,
Don’t be so obtuse. Just be less obtuse.
BTW - anyone who completes an application for Life Insurance signs an authorization for the insurance company to have full access to the Medical Information Bureau.
See this article, for example: https://www.verywellhealth.com/how-to-access-the-medical-information-bureau-2615511
Note to FReepers - Augie is WRONG on this.
Read what you just wrote.
“applies for life insurance”
“signs an authorization”
Nothing about that equates to “full and unfettered access to your medical records”.
Note to FReepers - Honest Nigerian isn’t.