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I’m $18k in debt, so I went on a no-spend month. Here’s what I learned. [The writer says eating peanut butter and jelly for lunch instead of going to a restaurant made them feel happy and in control of their life]
Yahoo ^ | August 31, 2022 | Chegg Life

Posted on 08/31/2022 9:03:48 AM PDT by grundle

Standing in my kitchen on a recent morning, making a peanut butter and jelly sandwich for lunch later that day, it occurred to me that what would appear to be a fairly mundane (albeit delicious) task was actually so much more.

Maybe that’s because, during the previous month, I spent close to $700 on restaurants alone. That’s like a million peanut butter and jellies.

It was that revelation that inspired a month-long no-restaurants-or-shopping challenge I assigned to myself in July. I could not continue to ignore my mounting bills, and I could not go on living with the constant reminder and anxiety of my $18,000 of credit card debt.

Looking at my expenses, I made the difficult-to-me decision to cut restaurants and shopping out completely for a full month. No shopping for non-necessities. No takeout. No dinners out with friends. No “Let’s grab a drink!”

Aside from the ubiquitous PB&J, I found myself trying out new recipes, like this miso-glazed salmon and a kale Caesar salad I cannot stop making. And, as an unexpected bonus, I feel... really good. It may not be sustainable to make myself every meal for the rest of forever, but having a basic idea of everything I was consuming for a month really made me feel like I was taking care of myself.

I’m not sure what comes next. But as this month comes to an end, I have spent over $2,000 less than the month prior. I paid $1,000 off my credit card balance, put money away for taxes, and felt no anxiety about what my balance was while handing my debit card over to pay for some essentials. I didn’t get sick of peanut butter and jelly, and I have yet to miss a restaurant.

(Excerpt) Read more at yahoo.com ...


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To: grundle

This guy is just finding out how conservatives live.


81 posted on 08/31/2022 10:25:17 AM PDT by Twotone (While one may vote oneself into socialism one has to shoot oneself out of it.)
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To: dragonblustar

Yep. Another thing I discovered is, if you don’t drink, a bar is a good place to get food.


82 posted on 08/31/2022 10:26:06 AM PDT by SauronOfMordor (A Leftist can't enjoy life unless they are controlling, hurting, or destroying others)
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To: SamAdams76
Very true. I remember when I started dating, I stressed out about going to a restaurant with my date.

I remember when "Dinner and a Show", meant McDonald's and Hawaii Five-O.

83 posted on 08/31/2022 10:27:08 AM PDT by dfwgator (Endut! Hoch Hech!)
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To: grundle

In the fwiw department, I like PBJ sandwichs.

Had one last week. Strawberry jam.

5.56mm


84 posted on 08/31/2022 10:32:18 AM PDT by M Kehoe (Quid Pro Joe and the Ho got to go.)
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To: fwdude
Better to just find a better paying job or more income.

Financial advisors will tell you to get your spending habits under control first. Otherwise, new income will just lead to new spending at a higher level and the debt problem will just compound.

Now disciplined spending and more income will get you out of debt quickly.

85 posted on 08/31/2022 10:33:02 AM PDT by CommerceComet ("You know why there's a Second Amendment? In case, the government forgets the first." Rush Limbaugh )
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To: grundle

The writer, most likely a clueless Millennial, says it’s not sustainable to make all his meals forever. Um, yes, it is. Learn to cook something besides kale salads and pb&j sandwiches. $700 a month spent at restaurants is insane.


86 posted on 08/31/2022 10:39:25 AM PDT by AmericanMermaid
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To: Harmless Teddy Bear

87 posted on 08/31/2022 10:40:35 AM PDT by Diana in Wisconsin (I don't have, 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set. )
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To: grundle
As I understand it peanut butter is supposed to have more protein then steak. Jif Peanut Butter that is. Best stuff on Earth.
88 posted on 08/31/2022 10:41:54 AM PDT by jmacusa (Liberals. Too stupid to be idiots. )
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To: HereInTheHeartland

“This is a good article .
Someone was behaving foolishly and discovered this on their own, and changed their behavior.
They might be a conservative someday .”

Read the article. H was laid off.


89 posted on 08/31/2022 10:46:26 AM PDT by TexasGator (ice )
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To: Diana in Wisconsin

Lol! Very fancy name for a delicious, comforting lunch!


90 posted on 08/31/2022 10:49:12 AM PDT by AmericanMermaid
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To: SauronOfMordor

“Hospital food” ain’t what it use to be. I had an overnight hospital stay for some tests a few years ago and while in my room I received a call from some type of nutritionist to plan my evening meal and breakfast. It was nice but I felt a bit guilty since all these unnecessary services were billed to insurance. It was a resort style experience. LOL.


91 posted on 08/31/2022 10:49:44 AM PDT by lodi90
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To: grundle

The problem is: when you find yourself eating five peanut butter and jelly sandwiches for lunch you realize that you are neither happy nor in control of your life.


92 posted on 08/31/2022 10:55:59 AM PDT by x
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To: Boogieman
Once the bananas start going brown, they are even better for making banana pancakes, bananas foster, that type of thing, since they actually get sweeter when they are browning.

When we were kids, we would sometimes deliberately not eat the last couple of bananas in the fruit bowl because we knew our mom would make banana nut bread when they started browning.

93 posted on 08/31/2022 10:57:27 AM PDT by Allegra
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To: AmericanMermaid

“The writer, most likely a clueless Millennial, says it’s not sustainable to make all his meals forever. Um, yes, it is. “

Give the kid a break .
It sounds like he learned a lot and changed a lot of bad behavior.
Applaud him, sounds like he’s less of a liberal than he was previously.
And maybe his eyes will see that government should do similar behavior changes .


94 posted on 08/31/2022 11:02:34 AM PDT by HereInTheHeartland (Have you seen Joe Biden's picture on a milk carton?)
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To: grundle

My youngest wasn’t this dim. Instead of getting in debt, he went to work and SAVED. When he felt like going to fast food, he instead went and bought a nice t-bone (back when they were routinely $4/# on sale). As a result, he stayed skinny, saved more money, and at 27 is a homeowner, new car owner, neither of which required Mom or Dad’s signatures, has a great girlfriend, and a better job future. NOW, he’s taking a few classes at the local CC to add to his abilities.

Can someone do an article about him? :)


95 posted on 08/31/2022 11:09:32 AM PDT by Jhadur ("You are not ready for immortality.")
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To: fwdude

*** But there is a cost to cooking at home and eating leftovers, mostly time in cooking and cleaning up afterwards. We shouldn’t ignore that. You are largely paying for convenience and the time saved when you eat out. Otherwise, people wouldn’t do it so often. There is a benefit there which people value.***

Well, I guess I don’t eat out other than with these friends very often. It usually means getting dressed up with make up on, which I don’t wear around the house every day. I don’t dress up to run to the grocery store either. When I go out, I have to use gas to get there, and then the time involved is in choosing a dish, letting them cook it for me. I usually reserve at least an hour to 1-1/2 hours for eating dinner out (sometimes more), and close to that much if we meet for lunch instead. My meal prep usually takes less than an hour from food prep to serving, though occasionally it takes longer (usually multitasking with another chore if something is baking in the oven). If I make two or three times as much at one time, I freeze those portions and then it’s a quick meal the second and third times.

I don’t think eating out takes much less time than making things myself, including clean up. There are times when the food is good enough to warrant going out, but that’s not usually the case for me. Plus, I get a lot of pleasure from preparing my own dishes. Maybe not every single time, but many times, yes. Cooking is fun, and it’s a great skill to have.

If you’re talking about fast food, that’s pretty repulsive to me, and we only do that when we are on the road and need to stop. We very rarely eat FF otherwise. It’s pretty yucky stuff most of the time. There are a couple of outliers to this, but not many, and none of those “better” places are close to my home. I’m semi rural and there are only a handful of places within a 10 minute drive that I would even consider eating at, and none of them are FF places

There is one place that’s within that 10 minute drive that makes much better fried chicken than pretty much anywhere in the whole country, so they will always get my business when I’m in the mood for that. Other than that one restaurant, I can make the meals more economically and they taste better, too.


96 posted on 08/31/2022 11:11:50 AM PDT by FamiliarFace (I wish “smart resume” would work for the real world so I could FF through the Burden admin BS.)
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To: Diana in Wisconsin
Noodles with cheese.

Noodles with butter.

Noodles with tomatoes.

Noodles with herbs.

All of it yummy and cheap.

Just say it in Italian (or french) and people think it is fancy.

97 posted on 08/31/2022 11:14:28 AM PDT by Harmless Teddy Bear (The nation of france was named after a hedgehog... The hedgehog's name was Kevin... Don't ask)
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To: Drew68

That’s a really gross looking avocado toast, and $22? Completely outrageous! Make 4 times that amount of avocado toast, with tomatoes and sriracha aioli for less than $5 at home, even with the high price of ingredients these days. Kids need to learn to how to cook or prepare wonderful food!


98 posted on 08/31/2022 11:17:00 AM PDT by FamiliarFace (I wish “smart resume” would work for the real world so I could FF through the Burden admin BS.)
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To: grundle

Single guy sez:

Costco rotisserie chicken: $5 (maybe $6), four meals:
Veg + rice or potato
Salad (2 meals)
Ramen (enhanced, but NO TOFU)
Salad

Saturday is dinner with brother and family. Sunday lunch is Saturday dinner leftovers (thank you, Rose).

If I’m feeling creative, I’ll try cooking something new on Sunday, to be used for dinner and weekday lunches.

Somewhere in there is an enhanced frozen pizza for 2 meals.

Breakfast is eggs, ham or bacon, and toast in various combinations. A box of cereal for late night snack, or breakfast when running late.

My favorite local steakhouse/watering hole, that I used to frequent weekly (I’m worth it), was a victim of Covid, and the next nearest is not worth driving the distance after work. I haven’t found a worthy successor, so I rarely eat out these days.


99 posted on 08/31/2022 11:18:49 AM PDT by AF_Blue (My decision-making skills closely resemble those of a squirrel when crossing a road)
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To: Diana in Wisconsin

Lol, almost a brioche bun, but not quite! 😉

I love the other parts of the description!


100 posted on 08/31/2022 11:19:17 AM PDT by FamiliarFace (I wish “smart resume” would work for the real world so I could FF through the Burden admin BS.)
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