Actually they are. I considered finding you an article, then I realized if you wanted to know, you'd google it yourself.
And you’re studiously avoiding my point. Which tells me a lot.
It should tell you that I have no idea what your "point" is.
I responded to your clear and specific statement.
Best.
The point is very clear. You’re just avoiding it. Banks aren’t going away if we switch to crypto. Even if you’re dubious claim that the half of the world that has no freaking money to put in banks are using crypto for their zero money is correct. There’s still the other 3.5 billion people that use banks for reasons that don’t go away if money becomes crypto. So any claim that banks will go away is simply wrong.