The point is very clear. You’re just avoiding it. Banks aren’t going away if we switch to crypto. Even if you’re dubious claim that the half of the world that has no freaking money to put in banks are using crypto for their zero money is correct. There’s still the other 3.5 billion people that use banks for reasons that don’t go away if money becomes crypto. So any claim that banks will go away is simply wrong.
I’ve never said banks will disappear.
You are arguing with yourself.
I said that to those complaining about bitcoin using energy, they should compare it to the energy usage of banks.