https://www.edelmanfinancial.com/radio
Posted on 12/04/2017 2:37:57 AM PST by SteveH
any recommendations?
Two other points to make - always be investing, every chance you get. It's called Dollar Cost Averaging. That way you're buying in when the market's up, and when it's down, so you never have to try to time the market (it can't be done, no matter what the @$$ wipes on talk radio who are trying to sell you investments or advice tell you). And pay attention to your allocation (stocks versus bonds). Look up the recommended ratios for your age on the internet.
Finally, direct answer to your question - put the money into a mutual fund that is a stock market index (owns stocks from the Fortune 500 / 1000) with any of the major investment companies, and make SURE you buy No Load funds, with the lowest percent of fees you can find. Good Luck
yah
760000 = 35000 * (1 + i) ** 23
i = 0.143 (nice!)
so far i have been sticking with fidelity which seems to have some nice tools over some of the others...
everyone loves Vanguard
the only problem with mutual funds is over the long term you need information about your basis for taxes which for some reason is a hassle and that is why we are totally out of mutual funds.
HIMX
= Himax Technologies, Taiwan
liking the way that one looks, will consider, thanks!!
The time to be buying was 2009 to 2016. Buy low sell high. That applies to everything. I keep 25% cash. 50% stock funds. 25% real estate.
yah
760000 = 35000 * (1 + i) ** 23
i = 0.143 (nice!)
so far i have been sticking with fidelity which seems to have some nice tools over some of the others...
You assume no additional cash investments in over 23 years. Doubt that based on what she wrote.
How you invest depends on your individual circumstances.
1.) What are your goals? What are you trying to achieve?
It’s hard to make any recommendations unless you answer that question. If your answer is ‘get rich quick’, then a trip to Lost Wages might be the best answer. Answer that question, and I’ll get back to you.
“Buy low, sell high”
You heard it here first.
thanks! i wonder, what is a good low cap ETF? large cap ETF?
that’s true :-)
good point (sigh)
i seem to recall gotchas about ETFs... the in and/or out fees, perhaps...
ok, i am retirement age, and have some spare cash that i have sitting on the side. on stocks which is still my majority i am somewhat assertive, with somewhat foci on medium growth and low cap. longer term, working slowly to taper off individual stock investments in favor of funds which imho require less babysitting if not less risk.
thanks, i should take note and start listening...
undervalued per p/e ratio (eg less than 9 or so)? and been around for several years? the buffett strategy?
(netflix? still??)
“Buy low, sell high”
Yep, holding through a bear market is insane. You will be wasting the next Bull run just to get back to even. Been there done that with a small account back in Bubba’s tech bubble bust of 1999/2000.
Look into TenCent.
TCEHY
Chinese company growing 50%+ annually. Owns essential app for doing biz in China, owns #1 in world video game, NBA rights in China...
Now 4th or 5th largest company in world...
Another way to own it is to buy NPSNY, which owns 35% to TECHY
ok but i have had chronically bad luck with foreign companies (i may however make an exception for selected countries such as taiwan)...
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