A “burial policy” - “whole life,” we life insurance types say - is a nice thing to have. DP has one with the Knights of Columbus, which also lets the council list him as an “insured member” and makes them look good to the National Office. On the other hand, one could have pre-paid “arrangements,” or cash savings to cover costs.
I think it’s a little daring of your DIL - of such recent vintage! - to be asking about this, but on the other hand, I now wonder about my mother-in-law’s preparations. Not that her children can’t, as a group, handle expenses when they arrive. I’m not going to call and ask if we can take out a policy on her!
Your choice how to play it. It’s a bit morbid, but another way to say that is, “We all die, and then something has to be done with us.” At your age and state of health, a policy to cover final expenses is all that would be available, so you needn’t worry that they want to hasten your demise for financial gain.
If you don’t like the suggestion of their getting an insurance policy, could you discuss with them a pre-paid funeral which you would plan, and for which they would make installment payments? Or maybe you’d like to leave yourself for research into CFIDS or Utah genetics or other scientific matters. Perhaps that could be set up through UNLV or a major hospital in your area.
Hmmmm...I will review this in the AM. It sounds very intelligent, and strikes me as allowing me to have the final say. While I like my DIL, I think she is “pushy.”
But you didn’t hear that from me!
XOXO
When I croak I want my body taken out into the desert and blown up with C4. I don’t think there’s any way for me to insure that happens unless I really, really infuriate somebody, and then they won’t want to wait until I croak.
These are the kind of paradoxes that go through my mind all the time.