We, too, have 100% coverage. At least, that is what is touted. Then, when you actually need the coverage you find that it is only 100% of a nebulous hard-to-determine usual, customary and reasonable charge which is only usual in some very very low-priced market, isn’t customary at any doctor I’ve patronized and never reasonable at all! There are often other loopholes which are really hard to find without digging through a whole mess of fine print.
I think the problem with our medical care can be laid squarely at the door of HMOs.
Yea, no kidding.
I take a sleep aid...have to and have been for a while. I don’t like to take it, but I NEED to take it or I won’t be sleeping.
I have to get pre-authorization for the 30 day script. Without it they will only give me a 15 day supply. So maybe I should just chose which 15 nights a month I’d like to sleep???? I go through this stupid exercise every 3 months or so. These yahoos have my so called medical or prescription history...I have been with them for MANY years. This is the only prescription I take....so I sometimes wonder if I shouldn’t be taking the other things she prescribes because this “exercise” is so aggravating and depressing lol.
I'm so confused with their confusion.