Yes I joined today and I did this because I don’t want my family’s business running around the net:
Yep..... FR operates off the net and doesn’t connect to the net in any way shape or fashion. You should be safe.
sounds like #1 son qualifies for gov’t provide medical since he apparently is over 18, on his own and unemployed.
Insurance is just one form of financing. Insurance is NOT health care. There are other means of financing and there are many hospitals and groups you can turn to. If his cancer has been treated and he has not had any recurrence, I am sure you can find insurance, it, obviously will just cost more. Just like home-owners insurance, If your home is in a flood zone and has been damaged over and over, you can't just go to an insurance company and expect coverage for the same price of a home that wasn't damaged.
I would suggest looking into just purchasing catastrophic insurance, which is easier to get, and invest the difference. By investing the difference, you are creating your own insurance and you have the catastrophic coverage for a major recurrence if necessary.
I have another son that has diabetes. My insurance still covers him. But once he hits 22-23, he will also be dropped by the insurance company. What can he do?
Most insurance companies will cover someone with diabetes. It may cost a little more, obviously, but it isn't something that insurance companies consider as high of a financial liability as, say, cancer or heart disease. However, consider the alternative I suggested above. Insurance isn't your only option.
SChip or Medicaid
and you should damn well know it. Having health insurance does not pay for everything you know.
I’m going to be a jerk and answer. I truly feel for you and your family. But nothing you’ve said suggests any reason why I should be forced to pay for your medical care. Medical care, or health insurance, is not a right. People get sick and it truly sucks, but the state has absolutely no right to take money from my pocket and put it in yours. Likewise, I have no claim on your property.
Importantly, though, Christians do have an obligation to charity and to support those in need. That is an individual moral obligation with which I am privileged to give back to God a portion of the resources with which He has blessed me.
That includes sacrificial giving on behalf of those who are truly in need.
In that vein, massive state giveaways like Zerocare are guaranteed to reduce everyone’s standard of living (including the standard of healthcare they actually receive) while raising the share of my property that the state confiscates to pay for their corrupt version of charity.
You signed up TODAY!
If you had been a member for 5 years you would already know that we can and do easily check that.
We are getting dumber and dumber trolls these days.
We used to get trolls that could, at least, feed themselves and tie shoelaces.
Why are you raising the white flag before you even know there is a battle? Take deep breaths...
Try calling your insurance agent. I found the best advice comes from talking to people actually in the business, not from talking to complete strangers via the Internet.
“Hey Jim, you run a great site. I love it and it IS the best.”
Well, that part is true, at least. The rest sounds like you need to go to www.liberalsmakingshitup.com
I’m sure they will help. With COBRA, all of the assorted plans and options and all the other programs out there and you have these massive health problems, you might also want to go to www.helplessanddangerouslyunaware.com
Will they NOT cover him at all? Or are they saying that he is subject to the pre-x clause. Usually an insurance company will not pay anything related to the condition (this case the cancer) for the first year of the policy. After the year is done they would start to pay. There is a distinction between an insurance company telling you that you are not insurable as compared to them telling you there is a pre-x clause.
P.S. IMO don’t let anyone talk you into a limited plan or mini-med. Also how long has he been uninsured?
1 - I always post things to a public message board - that I want kept private.
2 - CLUE** Mouse over someones screen name and their sign-up date shows up. Yours shows you signed up today.
3- Contact the state social services network in the state where the child lives. As someone said, I’m pretty sure that all states have programs for this sort of problem.
4 - If you can’t figure out what is wrong with the Obama/House plan...
There is a problem in private insurance with pre-existing conditions. If you ran an insurance firm you would understand the firm’s point of view.
There could be ways found around this problem.
If you have a catastrophic illness such as cancer or diabetes especially if kidneys are involved, a catastrophic coverage would be appropriate and no ban on pre-existing.
The states that regulate their own insurance companies could do this without the federal government running everything.
The problem with Obama’s so-called plan is, it’s not intended to fix healthcare, it’s intended for the federal government to gain control over everyone including their bodies and their wallets and their lives and death.
And that is true whether there’s a so-called public option in it or whether it comes in the guise of regulating the insurance companies. Obama himself tries to hide it now but for years prior he made speeches to his lefty buds saying he wanted “a single payer plan” which means federal total government control, and he wanted it no matter how long it took to get there - 10, 15, 20 yrs. of gradually destroying employer based coverage.
If your young men don’t know what is wrong with that, it’s unfortunate they haven’t already learned that.
The Republicans have some worthy plans posted online that would help your sons, truly, without destroying the healthcare system and our freedoms.
But of course, that’s not what the Socialists in charge now want.
Good luck and God bless...
1. If the cancer treatment was completed, then it may not not necessarily be subject to a pre-existing condition exclusion. Even so, a new plan has limits on 'exclusion periods' - quoting now from the Dept. of Labor site: "HIPAA limits the preexisting condition exclusion period for most people to 12 months (18 months if you enroll late), although some plans may have a shorter time period or none at all."
2. If you kid has no insurance today but did less than 63 days ago, then do everything you can to buy *some* insurance quick so that the calendar doesn't run out.
SO don't panic. And by the way: my son was just diagnosed with leukemia -- I cannot imagine having to go through gov't red tape under an Obama plan (or any other Natl Health plan) with what he had to go through already. I am VERY BLESSED to had had my private insurance.
bogey on the wire........sniff,sniff
Go back to utopia.