When you *first* set up an XP machine, the initial setup where you enter the admin password, tell it what time zone you’re in, turn auto updates on or off, that sort of thing, it creates users for you.
Those users are ALWAYS set to admin, by default. Even with XP SP2.
I don’t think so. I remember setting up the admin and then non-admin accounts, that was part of the point of the initial setup of the further accounts to provide you with non-admins for safe usage.
OK I went poking through an install tutorial website (pretty good one too pcguide.com nice place) and I found this screen that will do exactly what you’re saying, make a bunch of accounts that are all admin (they don’t say they’re all admin but it’s implied), but honestly I don’t recall ever seeing that screen in any of the dozens of XP installs I’ve done. Might be an OEM thing because I work almost exclusively with MSDN copies of MS stuff but that is really the first time I’ve seen this screen, and at some points in my career I’ve barely been able to go a week without installing XP.