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Locked on 03/05/2005 12:05:45 PM PST by Jim Robinson, reason:
Continued on new thread: http://www.freerepublic.com/focus/f-chat/1356747/posts |
Posted on 01/27/2005 9:59:05 AM PST by ecurbh
New verse:
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Upon the hearth the fire is red, |
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Still round the corner there may wait |
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Home is behind, the world ahead, |
How do you do that so fast?
Where's the beer?
DOH! Now I see it! It's the same color as the Viking hair! Better clean my glasses!
Your character looks like a cat on a sleepshirt I have. Same facial expression, holding a mug of coffee, and it says "Morning people slapped on sight!" Don't think it's drooling, though.;o)
oOnna go have my omelet, funkle!
I was gonna do one for Martha Stuart, but ran out of time this morning.
I think I'd have a hard time predicting what she'd wear getting out of prison.
The big comfy smock was good though.
Covers up the home monitoring device.
Oh look - she paid us a visit... ;~D
Behave yourselves, today, btw... I can't start a new thread till I get some help with the graphic from my husband, prolly tomorrow. ;~D
I have no idea why you felt the need to tell ME to behave.
Corin is a 
*snicker*. You know, she's probably benefitting from the fact that Bernie Ebbers's (World Com) trial is in the news right now. What she did pales in comparison to his crime, and people are now understanding that. He ought to go to jail for a LONG, LONG time!
Need a bit of prayer, folks. Remember that whole "black mold" battle with State Farm which finally resulted in them paying for our new kitchen? Well, the expected has happened....
We are without homeowners insurance effective May 1st, just before hurricane season.
We are fighting them and providing (AGAIN) all of the receipts they are claiming we did not provide before, but I know good and well that this is way insurance companies operate. The minute they have to actually pay out on a claim, they cancel you.
Not many companies are writing policies in SoFla now, so if we cannot get on board with another insurance company, we will have to go with the state-run insurance. It is VEY expensive though and I honestly don't think I can afford it. :(
If we can't get State Farm to change their minds or find another company to sign us on, we will have no choice but to sell our home and move out of Miami.
Please keep us in your prayers that God will work things out however He sees fit and, if we do end up moving, that things go smoothly with that.
Sorry to dump such a downer on the Hobbit Hole first thing in the morning, but I've been kind of struggling with this for a few days.
Good grief... I'm sorry. What a headache. I can't believe you can't make one claim.
I can't reason with hurricane season again. Not looking forward to another year of worry!
(((Ruthy)))
Homeowner's insurance is a pain Ruthy. We'll keep you in our prayers. That's exactly why we didn't report the ~second~ bathroom leak.
I'm equally scared to call them and add Jr. to the car insurance. [shudder]
Just remember the Stormhands' philosophy:
Sometimes when God closes a door, He throws you through the attic ceiling.
;-)
You really only have to worry about August 6-13.
That's when we're at the beach. ;-)
Ruthy,
Just a thought. We never go through anything like that without putting up the best fight we can.
Put everything in writing and include copies of the receipts. Copy the letter to the State Insurance Commissioner, the Better Business Bureau, the Attorney General and your Congresscritter and anybody else you can think of.
And play up the divorced mom, caring for your parent, raising two kids angle. Lord knows you handle that better than most. But use it.
They get away with this stuff because people don't fight back.
If you want to email me all the facts, I'll draft a letter for you.
This is only the 2nd claim we've made in over 20 years with State Farm.
The first was Hurricane Andrew.
The insurance companies down here are just flat-out thieves. The rates are astronomical and coverage is hard to come by.
The prices for homes, insurance and property taxes are MUCH lower in the northern part of Florida, so we would definitely fare better there financially.
It's the leaving behind of family and friends, not to mention, the girls' dad that is weighing heavy on me.
Believe me, I plan on playing every card I've got! There is NO pride when it comes to taking care of and providing a home for my family.
The house is my mother's, even though I am the one paying for the mortgage. She has been very reluctant to add me to the deed because she feels as though she is giving up the only thing she really has to her name.
It kind of leaves me with my hands tied during times like these though, since I am not the home owner on the policy.
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