Dave Ramsey In Critical Condition After Learning Of 50-Year Mortgage

Babylon Bee ^ | 11/10/2025 | Babylon Bee

[Hyman Roth]

😂😂😂😂😂

[Red Badger]

If people want to know what I look like, I resemble Dave Ramsey very much...........

[Mean Daddy]

50 year mortgage is as bad as a 30 if you don’t apply extra principle payments to the mortgage.

[crusty old prospector]

I look like Brad Pitt.

[philman_36]

A fixed home mortgage rate of about 3% would do wonders for him.

[decal]

Wilford Brimley’s thinner brother here.

Eat your oats - it’s the right thing to do.

[Sarah Barracuda]

Yeah I dont know if this whole 50 yr mortgage thing is a good idea, heck what do I know

[Magnum44]

If you are going to get a 50 year mortgage, you may as well just rent.

[crusty old prospector]

At least you aren’t Euell Gibbons.

[Tell It Right]

I don’t know. A 50-year mortgage could be argued that it’s like renting with a guarantee that the rent payment doesn’t rise for 50 years.

[MtnClimber]

My appearance changes. But anyone married to a beautiful actress, that was me. They are such trouble.

[Red Badger]

I used to.................🙄

[Magnum44]

you can get that with 15 or 30 year mortgages and the interest paid over the term will be way less.

[John Milner]

Unless taxes and property taxes are included in an escrow account. Then you KNOW it’s going to rise.

[SteelPSUGOP]

FYI. In Japan………,

Historical context: These long-term mortgages were a part of the period of excessive credit and rising real estate prices before the collapse of Japan’s financial system in the early 1990s.

[Jonty30]

Families have to help each other more. The time of being 18 and independently is very nearly impossible now in many places.

[Navy Patriot]

The Bee entertains, too.

I suspect Ramsey's getting a good laugh as well.

[Tell It Right]

In all seriousness, I made way more 10 years, 20 years later than I did in my late 20's or so. So look at it like this:

1) A young married couple in their late 20's buys a home with a 50-year mortgage with the monthly payment within their budget.

2) As they gain more work experience and make more, they either pay extra on principal or put the extra in an investment account designated to pay off the mortgage early. (The idea being that you can get a higher rate of return on investing even in a simple S&P 500 index fund than the interest rate of the mortgage. So you can pay off the mortgage quicker by investing the extra.)

3) In the end it's a 20 or 25 year mortgage.

[SaxxonWoods]

“50 year mortgage is as bad as a 30 if you don’t apply extra principle payments to the mortgage.”

It can be MUCH better than either if you do.