Again, a long line of excerpts but no understanding and not in context 1 Jn. 5:13 "These things I write to you, that you may know that you have eternal life, you who believe in the name of the Son of God." -- did you ever read anything in completeness rather than extracts? Let's read the entire chapter as it holds
Mere bombast in lieu of an actual valid argument. I have indeed read not only that chapter but all of the Bible and 1 John, more than once.
1 Jn. 5:13 "These things I write to you, that you may know that you have eternal life, you who believe in the name of the Son of God." -- did you ever read anything in completeness rather than extracts? Let's read the entire chapter as it holds "Is born of God": That is, is justified, and become a child of God by baptism -- refuting your belief that this baptism is just symbolic
You are reading into 1 Jn. what it does not say and denying what it says and (again) arguing against something I did not say it said. The act itself of baptism does not effect regeneration, but the faith that it requires and expresses is that which purifies the heart. But since to obey means to believe, and vice versa, then salvation is promised to those who believe - as John constantly teaches (3:16; 5:24, etc.)- as well as to those who will do what faith effects. Thus the Holy Spirit is promised to those who repent and are baptized in Acts 2:38 while the same forgiveness is promised to those who believe in Act 10:43 and the same regeneration realized by those who did - BEFORE baptism. Acts 10:44-47)
And when there had been much disputing, Peter rose up, and said unto them, Men and brethren, ye know how that a good while ago God made choice among us, that the Gentiles by my mouth should hear the word of the gospel, and believe. And God, which knoweth the hearts, bare them witness, giving them the Holy Ghost, even as he did unto us; And put no difference between us and them, purifying their hearts by faith. (Acts 15:7-9)
For this is the charity of God, that we keep his commandments: - and this implies that we need to act, in the grace of God, not just mumble "Lord, Lord, I've been saved, I don't do nuffing after that"
Of course, as I said and ignored by you, "living effectual Abrahamic-type faith being counted for righteousness." In fact the "these things I write to you" in 5:13 refer to previous words which describe what salvific faith is, and like as "Examine yourselves, whether ye be in the faith" (2 Corinthians 13:5) means one can know whether they are walking in saving faith, so based upon John's description of the same, one can know if they "presently possess eternal life" as I said.
5.4 "For whatsoever is born of God, overcometh the world: and this is the victory which overcometh the world, our faith." -- Not a bare, speculative, or dead faith; but a faith that worketh by charity. Galatians 5:6 For in Christ Jesus neither circumcision availeth any thing, nor uncircumcision: but faith that worketh by charity And [11] And this is the testimony, that God hath given to us eternal life. And this life is in his Son. [12] He that hath the Son, hath life. He that hath not the Son, hath not life. [13] These things I write to you, that you may know that you have eternal life, you who believe in the name of the Son of God. And then you have 16 If anyone sees his brother sinning, if the sin is not deadly, he should pray to God and he will give him life. This is only for those whose sin is not deadly. There is such a thing as deadly sin, about which I do not say that you should pray. 17 All wrongdoing is sin, but there is sin that is not deadly. -- Now how does this gel with the first part which says "you have eternal life" and then "pray to God and He will give Him life" and "there is such a thing as deadly sin"?
How? Very easily, and indeed if "you have eternal life" contradicts the fact that one can fall away - which is what your false dilemma argues - them you do have a contradiction. Instead, once again you display your ignoring of what I wrote, which again is that Scripture clearly teaches that one can known that they presently possess eternal life, (1 Jn. 5:13) being made "accepted in the Beloved" (Eph. 1:6) on Christ's account, living effectual Abrahamic-type faith being counted for righteousness, (Rm. 4:5) Which does not mean that one cannot fall away, and which is why Scripture clearly warns - as i have many times posted - believers as believers against having an evil heart of unbelief in departing from the living God, drawing back unto perdition, back into bondage, making Christ of no effect, to no profit, falling from grace, etc., (Hebrews 3:12; Hebrews 10:38,39; Galatians 5:1-5) thus forfeiting what faith appropriated.
It is very clear in the very first example you gave that Christ won for us our redemption that He freely gives to us by Grace. Justification is how we make that redemption our own. Salvation only occurs after we die and are judged. To differentiate between being saved and attain full salvation is to confuse salvation with redemption and justification.
Rather than your assertions, what is clear is that of your own lack of clarity as well as holding a false gospel. For Scripture clearly teaches that a true believer of effectual faith is presently justified ("ye are washed, but ye are sanctified, but ye are justified in the name of the Lord Jesus, and by the Spirit of our God:" 1 Corinthians 6:11) and redeemed ("with the precious blood of Christ, as of a lamb without blemish and without spot:" 1 Peter 1:19; cf. Colossians 1:14), and possesses eternal life, and is saved ("By which also ye are saved, if ye keep in memory what I preached unto you, unless ye have believed in vain:" 1 Corinthians 15:2).
So that if he died as such or if He returned in their lifetime then he/she would be forever with the Lord, though they were still undergoing growth in grace while on earth, as was Paul. (Lk. 23:43 [cf. 2Cor. 12:4; Rv. 2:7]; Phil 1:23; 2Cor. 5:8 [“we”]; 1Cor. 15:51ff'; 1Thess. 4:17) And that by obeying 2 Peter 1:1-10 one will never fall from grace.
But yes, the full realization of this redemption/salvation, in which believers taste "the powers of the world to come," (Hebrews 6:5) awaits next life and the return of the Lord, with the next transformative experience that is manifestly taught being that of being made like Christ in the resurrection. (1Jn. 3:2; Rm. 8:23; 1Co 15:53,54; 2Co. 2-4) At which time (1 Corinthians 4:5; 2 Timothy. 4:1,8; Revelation 11:18; Matthew 25:31-46; 1 Peter 1:7; 5:4) - and not at death as with Purgatory, which it is not - is the judgment seat of Christ. And which is not to determine who is saved or not, but is the judgment of the works of believers, with the suffering of the loss of rewards (and the Lord's displeasure!) due to the manner of material one built the church with. But which one is saved despite the loss of such, not because of. (1 Corinthians 3:8ff)
After which is the battle Armageddon which believers take part in and later the final judgment in which believers shall be judges, (Luke 22:30; 1 Corinthians 6:2) and finally realize the New Jerusalem, glory to God. (Jude 1:14; Rv. 19,20)
Thus all your arguments are invalid.
"These things I write to you, that you may know that you have eternal life, you who believe in the name of the Son of God."
Seems clear enough to me.