Salt Lake City calls for...
AoF #3
We believe that through the Atonement of Christ, all mankind may be saved, by obedience to the laws and ordinances of the Gospel.
While THESE verses in the LDS quad say:
21 But now apart from the law the righteousness of God has been made known, to which the Law and the Prophets testify. 22 This righteousness is given through faith in[h] Jesus Christ to all who believe. There is no difference between Jew and Gentile, 23 for all have sinned and fall short of the glory of God, 24 and all are justified freely by his grace through the redemption that came by Christ Jesus. 25 God presented Christ as a sacrifice of atonement,[i] through the shedding of his blood—to be received by faith. He did this to demonstrate his righteousness, because in his forbearance he had left the sins committed beforehand unpunished— 26 he did it to demonstrate his righteousness at the present time, so as to be just and the one who justifies those who have faith in Jesus.
27 Where, then, is boasting? It is excluded. Because of what law? The law that requires works? No, because of the law that requires faith. 28 For we maintain that a person is justified by faith apart from the works of the law. 29 Or is God the God of Jews only? Is he not the God of Gentiles too? Yes, of Gentiles too, 30 since there is only one God, who will justify the circumcised by faith and the uncircumcised through that same faith. 31 Do we, then, nullify the law by this faith? Not at all! Rather, we uphold the law.
The answer is not easy to fit in a sound bite or two.
Salvation by Grace Alone?
Traditionally, Christian churches have believed that salvation comes through the grace of God but that God expects us to demonstrate our faith by performing good works, including baptism. Though the concept of works was challenged by some of the Reformers, most Protestant churches nevertheless continue to admonish good works and to practice baptism and confirmation. In recent decades, more and more Christian groups have come to rely on grace alone, believing that baptism, while permitted, is unnecessary for salvation, and that good works are a gift of the Spirit that comes to believers after they have accepted Christ.
By contrast, The Church of Jesus Christ of Latter-day Saints continues to follow the beliefs of the early Christian community, that salvation comes by a combination of grace, faith, obedience to God’s will, and the ordinances of baptism and confirmation. The Church’s beliefs are summed up in the third and fourth of the Articles of Faith:
3. We believe that through the Atonement of Christ, all mankind may be saved, by obedience to the laws and ordinances of the Gospel.
4. We believe that the first principles and ordinances of the Gospel are: first, Faith in the Lord Jesus Christ; second, Repentance; third, Baptism by immersion for the remission of sins; fourth, Laying on of hands for the gift of the Holy Ghost.
These beliefs, though based on teachings found in the New Testament, are often challenged by those Christian groups who believe that grace alone brings salvation. It is this concept that is examined in this article.
(Big snip, much more in the middle)
The importance of good works is also noted in James 2:14-20, where we read that “faith without works is dead” and that we must demonstrate our faith by our works.
Conclusion
It is clear that the gift of salvation was provided by grace, while we were yet in our sins, but that the gift is available only to those who repent and are baptized. In Romans 2:6-7, as noted earlier, Paul wrote that eternal life is given as a reward for “well doing.” Jesus confirmed this in his answer to the rich young man’s question, “What good thing shall I do, that I may have eternal life?” The Savior replied, “Keep the commandments,” then began reciting the ten commandments.65 If faith and confession were sufficient, why didn’t Christ even mention them? Lest we begin to think that “eternal life” does not mean salvation, we should note what was said a few verses later in explanation of what had just happened, where there is specific reference to being saved.66
The earliest Christians believed that faith in Christ could be demonstrated by good works and that even confession required action. An epistle attributed to the first-century Christian writer Clement teaches,
For even He Himself declares, ‘Whosoever shall confess Me before men, him will I confess before My Father’ [Matthew 10:32] … But, in what way shall we confess Him? By doing what He says, and not transgressing His commandments, and by honouring Him not with our lips only, but with all our heart, and all our mind…Let us, then, not only call Him Lord, for that will not save us. For He saith: ‘Not every one that saith to Me, Lord, Lord, shall be saved, but he that worketh righteousness’ [Matthew 7:21]. Wherefore, brethren, let us confess Him by our works.67
The LDS understand not only the importance of confessing the name of Jesus Christ, but also the relationship of grace, faith, repentance, and baptism in regards to salvation. It is apparent that this understanding was also shared by the New Testament writers, the earliest Christians, and Jesus Christ himself.
https://www.fairmormon.org/archive/publications/salvation-by-grace-alone