No. The Catholic Church can never be in schism for the Church cannot be in schism to herself. Someone can be in schism in regard to the Church, however.
You are wrong. The Catholic Church had three competing popes at one time. But It recovered.
I completely agree. No schism just a bad pope.
Your circular logic: “The Catholic Church can never be in schism for the Church cannot be in schism to herself” is not logical. It presumes there can be only one condition - an institutional church - clergy at all levels - that is true, and acting in truth to the foundation and faith of the church. The term schism implies there is a looming separation between the later and the former. Of course that can happen, though I am not making a judgement that it is happening.
Pull out your dictionary.
A schism can only begin within the same church or organization.
And your hero, Bergoglio, is trying to start one.
I quote him: “It is not to be excluded that I will enter history as the one who split the Catholic Church.”
So pull your head out the sand, or whatever dark place it may be at this time.