You do not even have the reference correct, which is Lk. 12:
Blessed is that servant, whom his lord when he cometh shall find so doing. Of a truth I say unto you, that he will make him ruler over all that he hath. But and if that servant say in his heart, My lord delayeth his coming; and shall begin to beat the menservants and maidens, and to eat and drink, and to be drunken; (Luke 12:43-45)
The lord of that servant will come in a day when he looketh not for him, and at an hour when he is not aware, and will cut him in sunder, and will appoint him his portion with the unbelievers. And that servant, which knew his lord's will, and prepared not himself, neither did according to his will, shall be beaten with many stripes. But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have committed much, of him they will ask the more. (Luke 12:46-48)
And which is not speaking of (mythical) RC purgatory (which tradition-based EOs disagree with) in which believers whose mortal sins forgiven still must pay the temporal punishment due to sins, and become perfect in character, but instead contextually it is contrasting the saved and the lost, and with the servant that was not prepared, as well as the ignorant sinner (who knew not the Lord and His will) belonging to the damnation of "that servant" whose portion is with the unbelievers.
And in which we see the equity of God's justice, in which there is a difference in the severity of eternal punishment based on the degree of accountability. (Lk. 10:12-15)
In contrast, the only suffering after this life is that of the judgment seat of Christ, (1Co. 3:8) which does no begin at death, but awaits the Lord's return, (1Cor. 4:5; 2Tim. 4:1,8; Rev.11:18; Mt. 25:31-46; 1Pt. 1:7; 5:4) and is the suffering of the loss of rewards due to the manner of material one built the church with, which one is saved despite the loss of such, not because of it.
And wherever Scripture manifestly speaks of the next realization for true believers after this life then it is with the Lord. (Lk. 23:43 [cf. 2Cor. 12:4; Rv. 2:7]; Phil 1:23; 2Cor. 5:8 ["we"]; 1Cor. 15:51ff'; 1Thess. 4:17)/p>
Note that in the latter case all believers were assured that if the Lord returned, which they expected in their lifetime, so would they "ever be with the Lord." (1Thes. 4:17) though they were still undergoing growth in grace, as was Paul. (Phil. 3:10ff) /p>
For Paul himself confessed he was not perfect, and longed to attain to the state of the resurrection, but stated that for him and believers to be absent from the body here would meant being present with the Lord, with not a hint of suffering in the interim, except at judgment seat of Christ.
Oops, my error; at least the translation of the inspired text is valid, as is the link to the source.
It is textually obvious that the Messiah was speaking of servants of the Lord who are supposed to be working for the Lord. The Apostle Paul calls it reasonable service. As a servant of the LORD, is more important to heed the words of the Messiah, and avoid the stripes, than to stumble on the word purgatory.