That is as I understand it also. I am loathe, however, to engage into an argument on the subject. It matters not regarding my salvation. Jesus Christ is my Savior and my King. In Him I place my faith, hope, and trust. My flesh will endure what God gives me. My soul will prevail because He is already victorious.
(I sure wish all the rapture, tribulation stuff was NOT in the bible. It's too divisive...)