Many here have spoken to the forgiveness of debt. Is debt forgiven if it still has to be repaid?
No. But debt is a cut-and-dry thing. You ask somebody to loan you money, they agree, later you say, “I can’t pay you back,” they say, “Okay, the debt is forgiven.” I’m thinking about wrongs done to a person...a crime committed against them, a betrayal, something like that. You can forgive your spouse for cheating on you or the thief from stealing from you, but there are still repercussions. The offender does not always get off scot-free, even though the victim has forgiven.