Your assumption is correct; the first part.
Your assumption that she MUST be 'receiving prayers' is your own.
More precisely; what your church has taught you.
I believe that anyone who has passed still exists as a spirit. I believe they can hear the pleas and entreaties and “howdy’s” of those still inhabiting temporal bodies, if those pleas and entreaties and “howdy’s” are directed towards them.
I do not consider those to be “prayers” to them, but rather simple communications. Haven’t you ever said to someone near and dear to you who has passed: “Do you see your (son; daughter, grandson; granddaughter, etc.), and how beautiful (he, she, etc.” turned out?” That’s just an example.
As for Mary, I believe she holds a very special place in God’s kingdom. She holds a very special place because she is seen as the quintessential mother, the universal mother.
“Your assumption that she MUST be ‘receiving prayers’ is your own.”
No, it’s basic logic. A sends something that is received by B. If B is dead (i.e., is no longer a sentient corporeal body), B must necessarily be receiving that something somewhere.