My previous post (which had a bit more data than you quoted) indicated that ‘yes the term ‘personal’ is not a written term in the scriptures. So I agree. I did however spend quite the internet ‘ink’ explaining that salvation as evidenced in Scriptures in both action, word and prayer demonstates that it is very ‘personal.’ The psalmist pouring his heart out to God in direct prayer is an example.
I agree that throughout history every culture and era has man-made traditions and add-ons trying to ‘explain better’ what the Scriptures clearly demonstrate in word, deed and power.
I personally see the modern American ‘altar call’ as akin to the unconscious ‘poof you are a Christian’ mass baptisms of the earlier centuries.
If more teachers and preachers emphasized the parables of the soils and the wheat vs. the tares then there would be a lot less folks returning to pews IMO. What I quoted from Romans 10 previously puts this front and center.
Do you then concur Mary is the mother of God ?