Your list of assertions is misleading and naive, not to mention an inaccurate conclusion about Catholicism.
If your statements about the Holy Spirit leading you were true, you wouldn’t have all of the variations of Protestantism.
TRUTH is not different, just because they’re united against Catholicism.
Not just Catholics; but ANY group that states that the bible is just not adequate enough to get men saved: JW's, Mormons...
pick ANY that relies heavily from extra-biblical 'revelation'...