How do you know what we have to answer for at the Judgment?
Who gave you the inside line?
MM; is YOUR name written there?
It's in the Bible.
"And I saw a great white throne, and him that sat on it, from whose face the earth and the heaven fled away; and there was found no place for them. And I saw the dead, small and great, stand before God; and the books were opened: and another book was opened, which is the book of life: and the dead were judged out of those things which were written in the books, according to their works." (Rev 20:11-12)
When the Son of Man comes in His glory. All the nations will be gathered before Him, and He will separate people one from another as a shepherd separates his sheep from the goats, and He will set the sheep on His right hand but the goats at the left. Then the king will say to those on His right hand, “Come, you blessed of My Father, inherit the kingdom prepared for you from the foundation of the world; for I was hungry and you gave me food, I was thirsty and you gave me drink, I was a stranger and you took Me in, I was naked and you clothed Me, I was sick and you visited me, I was in prison and you came to me.” ... “Assuredly, I say to you, inasmuch as you did it to one of the least of these My Brethren, you did it to me.”
"Then He will also say to those on the left hand, “Depart from Me, you cursed, into the everlasting fire prepared for the devil and his angels; for I was hungry and you gave Me no food, I was thirsty and you gave Me no drink, I was a stranger and you did not take Me in, naked and you did not clothe Me, sick and in prison and you did not visit Me.” ... “Assuredly, I say to you, inasmuch as you did not do it to one of the least of these, you did not do it to me.” And these will go away into everlasting punishment, but the righteous into eternal life."(Matthew 25:31-36, 40-43, 45-46 NRSV)
It's no secret. No inside line. Just basic Christianity.