Those very “fantasies”, as you say, are what saved this undeserving soul....and those of my family. It’s very close to insulting more than me in how you have made your statement. Might be a good idea to be cautious in how you are presenting your case.
The Scripture is public record. Read for yourself. Some matter is not covered there directly, but the topic of salvation is covered directly and extensively, and I pointed out where. It is not by faith alone, and it is not one-time event. St. Paul finished every letter with exhortation to good works, and it is by works primarily that we are judged. That judgement is described with great clarity in Matthew 25. If it is insulting to urge you to read the Holy Scripture, perhaps you need such an unpleasant stimulus to do so, especially if you are of the persuasion that the Bible rather than the Church is the rule of faith.