>>I pray you did not take my questions to be either nasty or baiting as that was not my intent.<<
No honestly, I didn’t at all. I also didn’t want you to think that I was trying to pull something. Sometimes when one reads a thread, it is not very evident who is asking and who is baiting. I try to be forthcoming.
And thank you for your answer about the title you give!
Thank you so much for sharing your insights - and thank you for your encouragements!