The first time I came into contact with Calvinism, was as a senior in high school, many, many moons ago. I thought along the same lines as you. Also, who really cares if there's a name attached to a certain belief? Some classmates, piped up and said, That's Calvinism, like it was something very stiff and to be avoided. It was at that time, I determined in my own mind, that if folks are very adamant about anything, to the point of making anyone feel like they just fell off a dump truck, there's something wrong with them. The moral of the story, just find what makes sense, and go with it...