This isn't complicated:') You are either saved or you aren't. If you aren't you are lost. If you are and turn your back on Christ the consequences aren't limited to just you. You may have fire insurance but what about others that might be led astray? spouse, children, friends etc.
That sure SOUNDS pretty complicated. Of course "you either are or you aren't", but if you "ARE" can you later become "AREN'T"? IF "no" then Steven is/was a liar and never believed what he claimed to beleive (and defended quite... um... "aggressively". If "yes" then OSAS is a false dogma.