Mexicans Illegals to receive Social Security Benefits??

My Personal Knowledge | December 30, 2002 | Myself

[ShuShu]

This is my first posting as a Newbie so I'm not sure I'm doing it correctly or in the proper area. Let me know if I should have done something differently.

In the news we've been hearing that there may be new legistlation coming in DC which would change the 10 year work requirement for Social Security Benefits for Mexicans and quite possibly even Illegal Aliens from Mexico. I personally think this is outrageous and believe most Americans would agree with me. Here's something else for all Freepers to consider:

As a person who has worked in the Mortgage Industry now for 25 years, I frequently shake my head when I hear about these illegal Mexicans paying into Social Security and never getting anything back. Here is why:

In California for example there are programs for 1st time homebuyer's to help get more people into homeownership, such as CHFA (California Housing Finance Agency) and SCHFA (Southern California Housing Finance Agency). Both of these programs require you to be a first time homebuyer OR to not have owned a primary residence in the last 3 years. The way we document that to satisfy the the requirement is we obtain 3 years of Federal Tax Returns or an IRS print-out of same to prove they have not paid Mortgage Interest or Real Estate Taxes in the last 3 years. There are many similar programs in other states as well.

Most of my career was spent in Southern California and because of these programs I have reviewed countless tax returns of hispanics (many of whom I suspected to be illegal) and I can tell you that they claim so many dependents (both here and in Mexico such as brothers, sisters, parents, grandparents, etc.) that they not only get every dime they paid in Income Taxes back but also receive an Earned Income Credit to the point of essentially offsetting whatever they paid in Social Security.

For obvious reasons most of the loans are FHA loans through HUD and are insured by HUD & require minimal down payments. I make this point because on Conventional Loans (FNMA & FHLMC) Lenders are required to obtain a copy of the Resident Alien Cards for Resident Aliens to prove they are here legally on a permanent basis (non-Resident Aliens have financing available to them as well but the terms are not as favorable because of risk factors), however, FHA/HUD does NOT require a copy of this Resident Alien Card. The borrower simply signs the application under perjury penalties, which does not deter anyone.

Because of fear of lawsuits for discrimination I can also tell you that a Lender may have a borrower who speaks little or no english (and may even have to communicate through an interpreter) that claims to be either a Citizen or Resident Alien and it will not be questioned nor any proof required. Since FHA does not require any such documentation a Lender cannot cite their regulations as a basis for the request as they can on Conventional Loans.

It boggles the mind to think how many illegal aliens are homeowers in this Country thanks to these programs, all fully insured by our Government.

I was fortunate enough to escape California in 1998 but doubt if these programs have changed. I can state FHA's policies have not changed.

I am trying to get the word out to as many as possible in hopes of getting our Newspeople to cover it and bring it out for public discussion. One might even hope for legistlation to address this.

[Dante3]

BUMP

[Cacique]

btt

[Missouri]

>>The United States already has similar agreements with 20 other countries.<<


Last night on Fox News, Michelle Malkin explained how these 20 countries are western countries and the number of people involved are very few. Mexican involvement would bring a HUGE number of people into Social Security along with a lot of problems including FRAUD.
BTW as always she won the debate with the guy who supported this.
I doubt we'll see this anytime in the future (hopefully never) but if so, I'd like to opt of Social Secutity.

[Jennikins]

I remember that, when the Americans were kicked out of their homes in Baja Mexico a few years ago. They had sunk all their retirement monies into their homes. The Mexican govt decided they wanted the homes and came up with some excuses why their leases were not valid. The homeowners were given 2 hours to get out, and the military police changed the locks on the doors.

I wonder who is living in these homes now? One guess!

[kstewskis]

That's why you'll never catch one hard earned dime of mine in any property venture down there. The Mexican gov't is so corrupt, even the local business owners have to set aside some of their earnings to pay them off so they stay off their backs.

Anything goes in Mexico, and there isn't a darn thing anyone can do about it. I think a lot of Americans think it's pretty harmless down there, but they are far from right. Unless you can bribe your way thorugh, you really are taking a gamble with your investments...and you'll most likely be on the losing end.

[gubamyster]

I doubt we'll see this anytime in the future (hopefully never) but if so, I'd like to opt of Social Secutity.

You are correct, Michelle kicked the other guy's butt. However, when asked if she thought this would happen, she said she thought it was pretty much green-lighted.

I'd like to opt out of SS whether this goes through or not. It is no more than a Ponzi scheme. The gov't steals my wages and promises to hold it until I retire, because I am too stupid to plan for my own retirement. They tell me when I can retire & then they change the rules in the middle of the scheme by moving the retirement age from 65 to 67. They know they won't have any money left to cash me out & now want to send my money to Mexico for illegals.

Too bad these gov't crooks can't be arrested.

[Jennikins]

You are right about Mexico being dangerous. I would not dare go there. There was a story about a year ago where an American teacher went there to teach the Mexican kids, and had his friends here in CA to donate money. The money was stolen by a Mexican aide and the teacher was accused of molesting the kids, and ended up in jail in Mexico for seven years. He got out last year.

That is only one story, there are more.

[MeneMeneTekelUpharsin]

Bump. You are absolutely right about claiming a large number of dependents and thus nulling any income tax. They've been doing it for years. The media refuses to cover this. The welfare food stamp fraud, though, is going to be the straw that breaks the camel's back.

[StarFan]

Errr thanks (I think) for the ping madfly.

Dutchy, hate to be the bearer of more bad news but take a look at this first-hand report. Welcome ShuShu.

[philetus]

"At the same time, I am hearing that US citizens cannot own any property in Mexico.
Is this true?"

Good question Tangerine.
Check this out!



Americans evicted in Baja | Mexican federal order insists Punta Banda land revert to original owners

http://www.dslextreme.com/users/surferslim/evict.html

[Kenny Bunk]

Correcta-mundo, Gringos. You may not own freehold property in Mexico, you may hold a 99-year lease in the name of your Mexican partner.

In fact, Gringos, the entire concept of freehold private property is yoost a leetle shaky in Mexico, thanks to the ambiguously Marxist Constitution of 1910. ¿Es problema, no?

[Madcelt]

I have complained about this problem before. It never fails though. The Fox broadcast included "only" some of the countries.(it noted many European and Australia,but failed to mention the Asian nations.) The mexican part of the Problem is only 52%. The rest are European,Asian,Africa,and Austrailian. But regardless...I don't care where the bloody hell they come from..My country isn't a free meal ticket! Get it CONGRESS CRITTERS!!!! BTW Welcome!

[Missouri]

>>she said she thought it was pretty much green-lighted.<<

I got that, too. At times she seems very negative. Probably for good reasons.

[ShuShu]

You may be correct in your facts. I can only comment on what I normally came across and being So. Calif. that would be Hispanic. Oregon, Washington are probably seeing Canadians and Florida probably see Haitians and other Caribean illegals/immigrants that cause unique problems to their regions. As someone in the Lending Industry who has participated in these programs I knew I had a unique perspective because we do have access to/see the TAX RETURNS that were filed but until I came across FR I didn't know of or have a forum in which to bring the information out. The media keeps misreporting because the only people who see these returns are those who file them, those who prepare them, the IRS and Lenders under certain circumstances - which are those participating in 1st time homebuyer programs. It is only due to these programs that I saw the volume that I did.

[4Freedom]

I hope you don't mind the 'Ping' Navyvet, I believe you've written about these issues raised by ShuShu, as well.

The deal we've given Puerto Rico is part of the inspiration for Mexico's demands.

The corrupt politicians in Puerto Rico have teamed up with those in Mexico and are lobbying our Congress for the mutual benefit of both.

You watch, Mexico's going to steal more from the U.S. Taxpayers than Puerto Rico does, without even being declared a territory.

[madfly]

fyi

[madfly]

new freeper welcome ping!

[madfly]

FYI

[Mixer]

Thanks for the ping.

It all comes down to this....Tighten the borders and deport ALL illegals.

[madfly]

New freeper welcome ping!