In 10 years, my months living went from 2K to 3K and that’s the basics. Home insurance went up a thousand in a year. Everything has risen.
I cancelled my home insurance. Never used it in 50 years. My risk of fire is very small. Not worth paying home insurance. I don’t even have a side walk in front of house, so how can someone fall down on my side walk? Basically we pay premiums so smokers can get reimbursed when they burn house down.