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My wife and I live ‘an average life’ in the Bay Area making $320K. Last year, we bought a house for $200K over asking — now we don’t want to live in it. Should we get professional help?
MarketWatch ^ | 02/18/2023 | Alisa Wolfson

Posted on 02/18/2023 7:22:50 AM PST by SaxxonWoods

Question: I was a victim of FOMO during the housing market craziness and bought a house for $200,000 over the asking price. Now house prices are coming back to reality, and I feel like I lost my hard-earned money. I don’t know what to do as I am living with constant stress thinking that I made a big financial mistake, and I’m not sure if I should consult a financing adviser for better decision-making and long-term investment planning.

My wife and I are in our 30s and are working in the Bay Area and making about $320,000 combined yearly. We live an average life and watch every dollar that we spend.

(Excerpt) Read more at marketwatch.com ...


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California real estate genius at work.
1 posted on 02/18/2023 7:22:50 AM PST by SaxxonWoods
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To: SaxxonWoods

You needed the “professional help” last year, before you bought into a hellhole.


2 posted on 02/18/2023 7:24:30 AM PST by JimRed (TERM LIMITS, NOW! Militia to the border! TRUTH is the new HATE SPEECH.)
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To: SaxxonWoods

Mental help.


3 posted on 02/18/2023 7:26:25 AM PST by blackdog ((Z28.310) Forget "Global Warming", new grants are for "Galaxy Dimming")
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To: JimRed

As long as you’re working, it’s great, but if you get laid off because of the federal reserve, you could lose all your equity so it probably would be wise to unwind if you don’t take a big. But then again, where are you going to move to. If you’re paying rent, it’s probably worse than paying your house payment.


4 posted on 02/18/2023 7:26:34 AM PST by ncfool (TRUMP SHOULD BE THE KING MAKER IN 2024 AND NOT THE KING. -- Desantis 2024)
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To: SaxxonWoods

Got fire insurance?.


5 posted on 02/18/2023 7:26:56 AM PST by Vaduz (LAWYERS )
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To: SaxxonWoods

Normally I would say pack up and move the hell out of California.

But by the sounds of these nitwits, I don’t think they should infect another state...


6 posted on 02/18/2023 7:27:04 AM PST by Magnatron
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To: JimRed

Some people are destined to make bad financial decisions and ultimately live in poverty.

The humane thing to do is stay out of their way!


7 posted on 02/18/2023 7:27:57 AM PST by cgbg (Claiming that laws and regs that limit “hate speech” stop freedom of speech is “hate speech”.)
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To: SaxxonWoods

Whoever’s paying you that much money should fire you because you’re obviously a dunce.


8 posted on 02/18/2023 7:28:34 AM PST by P.O.E. (Pray for America.)
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To: SaxxonWoods

I meant the guy in the article, not you


9 posted on 02/18/2023 7:29:18 AM PST by P.O.E. (Pray for America.)
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To: SaxxonWoods

“....making about $320,000 combined yearly...”

The combined salary of my wife and I has never exceeded 100K/yr yet I am now a millionaire.

Idiots and their money are soon parted.


10 posted on 02/18/2023 7:29:25 AM PST by traderrob6
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To: SaxxonWoods
Closed on the over-bid house, then went on vacation. Came back from vacay with buyers remorse. Too bad, so sad.

btw--the Market Watch Dear Abby columns are a hoot.

11 posted on 02/18/2023 7:29:55 AM PST by NautiNurse (There was a 2022 mid-term Red Wave...in Florida! )
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To: P.O.E.

Heh, yeah I know..


12 posted on 02/18/2023 7:33:05 AM PST by SaxxonWoods (The only way to secure your own future is to create it yourself. 111 is the key.)
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To: All

No, you don’t need help. You’re doing a great job! As a matter of fact, I have a unique opportunity that is perfect for you. Why not get in on the ground floor?

Don’t let this slip past you - act NOW!


13 posted on 02/18/2023 7:34:16 AM PST by rockrr ( Everything is different now...)
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To: NautiNurse

“btw—the Market Watch Dear Abby columns are a hoot.”

They are indeed!


14 posted on 02/18/2023 7:34:57 AM PST by SaxxonWoods (The only way to secure your own future is to create it yourself. 111 is the key.)
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To: SaxxonWoods
I was a victim of FOMO during the housing market craziness and bought a house for $200,000 over the asking price.

Okay, somebody has to ask: What is "FOMO?"

15 posted on 02/18/2023 7:35:31 AM PST by GreenHornet
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To: SaxxonWoods

And we wonder why California is such a mess and Democrats rule it with an iron fist! Most of the people in the state are really this dumb!!!


16 posted on 02/18/2023 7:35:48 AM PST by dowcaet
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To: SaxxonWoods
Many poor decisions led him to this situation


17 posted on 02/18/2023 7:36:01 AM PST by HonkyTonkMan ( )
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To: NautiNurse

“btw—the Market Watch Dear Abby columns are a hoot.”

But it’s become another liberal rag.


18 posted on 02/18/2023 7:36:21 AM PST by aquila48 (Do not let them make you "care" ! Guilting you is how thery control you. )
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To: GreenHornet
FOMO = Fear of missing out

Think "peer pressure"

19 posted on 02/18/2023 7:36:45 AM PST by HonkyTonkMan ( )
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To: SaxxonWoods

If they bought the house for $200k OVER asking, I can only imagine what the price of the house was. You’re just asking for financial trouble doing this and expecting prices to only go up. They gambled and lost. It’s astonishing that $320k/yr is only able to ‘get you by’ in CA.


20 posted on 02/18/2023 7:37:01 AM PST by fuzzylogic (welfare state = sharing of poor moral choices among everybody)
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