“....making about $320,000 combined yearly...”
The combined salary of my wife and I has never exceeded 100K/yr yet I am now a millionaire.
Idiots and their money are soon parted.
The “secret” to accumulating wealth is spending less than you make. Somehow this obvious truth is forgotten or was never taught to today's youth.
Sadly, the guy who wrote the letter and his wife who make quite a bit of money are not likely to be accumulating much wealth any time soon.
They also probably bought new cars every few years.