Posted on 11/12/2021 2:08:23 AM PST by grundle
If the family had renters insurance, they will find out how good it is.
As for the landlord, I guess he will find out how good his insurance is soon too.
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Excellent point and I’m sure that this story will make for a few people looking through the fine print on their policies this morning.
I have a question that I’ve been recently wondering about and this is as good an opportunity to ask it as any. It seems that lately we’ve been bombarded with ads on ‘home title lock’ which is based on the premise that ‘someone can steal your home (or at least manage to use it as collateral for big loans). There are plenty of basic things about this that are begging for more information. Is this actually a problem? If it is, is it a widespread problem or is it just a problem in some states? Do some people have existing policies that cover this? Or is this always handled under a separate policy? Does anyone have any relevant experience concerning this? I talked to my insurance agent to describe what the ad says the problem is and they had never been asked the question before... in fact, they had never heard of a case of this.
Was he wearing a mask?
Based on the trash pile that is supposed to be her house I’m not seeing much of a loss.
If he hasn’t pulled the trigger yet, he ain’t going to… 😏
Perhaps but business policies will cover loss of use/income and the like. Difference between personal and business insurance. Of course different states have different provisions.
I must be living in the past. Don’t they use tear gas anymore? If the cops are wearing body armor, which should protect them substantially in a rush on the house, why didn’t they use that approach? Are the cops all wimps now? What are they paid for, handing out parking tickets only? No wonder the criminals continue to get the upper hand. Go in blasting and finish him off, and save the taxpayers a fortune and do society a favor for once.
This is why I always lock my door even when I am home.
For starters, they should have turned off the water and electricity and then waited him out.
-PJ
It mentioned a landlord in the article, so that’s the guy that really got screwed. She probably has renters insurance, which might cover the damage to her household items under burglary / robbery if she’s lucky.
Where’s that robot that goes in and locates the perp?
https://wwmt.com/news/local/police-identify-man-killed-in-kalamazoo-standoff-officer-deputy-on-leave
But the picture they show, seems to be remnants of just a house that had no contents within it, or at best very sparse contents. Especially for a 2 story dwelling.
Someone please try to convince me that the cops don’t enjoy bashing the house down and watching it crumble into pieces for a little adrenaline rush.
File that photo under “no surprise”
Officer Termite
Not quite, her landlord is screwed. It’s a bit hidden in the article, but she was not a homeowner, she was only renting. More fake news to defame police.
Physical structures (ie the home) and “all-peril” and covered unless specifically excluded. Most policies would provide coverage for the home. Contents coverage is “named peril,” so it’s possible the renter’s belongings will not be covered.
“ “I thought they were going to do what police do, kick a door in or something, do what you got to do,” Young told WWMT. “No, that didn’t happen. They ripped my entire house down and there was nothing I could do about it or say about it. No explanation. To me I feel like they went overboard.”
....
Uh yea - that was overboard. WTH. I can’t even imagine.
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