Posted on 10/12/2020 7:21:50 AM PDT by SkyPilot
When it comes to managing money, there are lots of ways to generate solid returns in the stock market. For some individuals who are trying to become an investor for the first, they might be trying to save for retirement. For other people looking at the financial world, they might have a job as a manager of a hedge fund, managing collective debt, or trying to find ways to make big money as a retail investor.
When it comes to personal finance, it is always important to build up an emergency fund as an individual investor. When looking at an investment strategy, it is critical to take steps to reduce credit card debt, diversify Investments across mutual fund options, stock options, and even bonds. This can help people find ways to maintain a high credit score so that real estate loans are less expensive.
At the same time, saving, investing, and managing money to find ways to make an investment pay off is not always easy. Now, the smart money, insiders, traders, and institutional investors might be predicting a stock market crash at some point in the near future. What should investors do and what does this mean for the future? There are a few important points to keep in mind.
The Stock Market Is Reaching Record Highs, But Why?
Right now, the stock market is reaching record highs. Therefore, it might be silly to think that the stock market is going to turn around at some point in the near future. At the same time, many people and experts are confused as to why the market is doing so well.
(Excerpt) Read more at streetwisejournal.com ...
Inflation is alive and well at the grocery store.
I share your concerns. It is very difficult to find an article like this that is willing to even mention the issue. To me, that is very telling.
“What are my chances as an amateur tennis player against a pro?”
Be an investor. Don’t be a trader.
“That’s what stop loss orders are for.”
Stop-loss orders should only be used by those aware of the risks of being taken out of the market on even a rumor.
“I look mainly for income these days and don’t do much trading.’
Love seeing those qualified dividends entered into my turbotax!
Yup In rural areas, it is even more nutz.
I own the place outright.
If I move, I’ll have bought something before I sell here.
I can put the place into rental if needs be.
Here in Ak folks (a large number from the L48) are buying any kind of land with access (a road) at insane prices.
Why?
The stock market is an indicator of the future perceived by investors.
Investors apparently for see a Trump future that will be good for business and for the economy. Given the increase in the covid debt, the market may also be signaling inflation.
Stocks and real property are both hedges against inflation. In some markets, there is a rise in property values that is in fact inflationary.
FreeRepublic Stock Market Threads
Never have so many with such little experience or academic credential provided so much bad information to such an uninterested audience...
Nothing personal, just thought it a good time to point this out..
Will tell you this, that when FR is running tons of stock market threads... it’s a market bottom. I’ve been at this place since 98 and when the doom/gloom stock threads are dominating the board... BUY.
Ok, ok......
he markets are at record levels and today still climbing. The growth during the Trump days are enormous.
I am not a professional
To what do you attribute the market growth say in the last few weeks?
You’re correct. The market is crazy in rural and certain suburban areas. People want out of the cities. San Francisco. Chicago. New York. Seattle. Portland. And others. All you have to do is go into Zillow. You’ll see homes on the Gold Coast of Chicago galore. The same with Manhattan. They want someone to pay them a big pot of money for their expensive home in Liberalville so they can get out and move to a safe, quiet rural area.
We are finally at a point where traders can place bets on the market, with the election being closer.
“Sell in May, go Away’ is similar. Traders are out of a market, like summer, because there is nothing really going on typically, vacation time, and they come back in September.
I’ve done this professionally for 28 years. And one thing I certainly can tell you, is that my colleagues and I are far more conservative than the DYI crowd, day traders, because we know that crap does NOT work. Of all the guys that I’ve worked with over the years, we all stick to market disciplines that have always worked, and we forego trying to strike it rich. We’ve seen countless colleagues and investors blow up that way.
Fact is, look at just about every global market index, other than SP500/Nasdaq, and for 3 years returns have been nearly zeroish.
IMHO, once this election is over and covid gets buried, there’s quite a bit of global equity upside. Also, it’s about time for value investing to come back into favor after growth having lead the way since 13/14.
I’ve been through massive market volatility handling hundred million in assets over the years. Money is not made by gambling, it’s lost. But the house wins.... and it’s the house that runs all of financial journalism.
...to relocate to a lower-priced area.
______________________________________
Exactly what we did.
In our former area, 12’x20’cabins w/no well or septic on 35 acres sell for $55k. The land is taxed at the recreational (highest) rate for unimproved acreage. Same is true way further North in tourist (Great Lakes access) areas. Larger towns up there are abandoning manufacturing to sell off/develop Lake frontage/access.
Would take $25k (includes interior remodeling costs) to add utilities, IF you could pass the strict sanitary codes; if not, you might be relegated to a holding tank ($75/month-6 weeks for pumping). More for a well if the property was on highest available elevations (means a deeper drilling). These businesses are swamped. Anyone needing modern conveniences is going to wait now through winter.
Could be fire sales on rural, less-improved—unimproved parcels coming later. Or, there could be a construction boom if Trump wins.
Can’t decide if progs will stay rural after a Trump win or skeddadle back to the cities and ‘burbs. Leaning toward another mass relocation as they see cities opening up with what they perceive as more attractive options for spare time. Would mean rural property price decreases if a lot of inventory hits the market at once.
It’s really difficult to determine what’s going to happen in a world full of lemmings and sheep.
I am at almost 50% cash right now. Sensing an opportunity looming.
The NASDAQ is up over 50% during the past six months.
Dunno if it is still the rule, but back when I was in the market, a triggered Stop Loss executed at whatever the Market bid. If executed during a panic, that offer may be well below what you expected.
Yeah, it was almost a century ago, but I remember reading of a guy who, during the Crash of '29, placed a bid to buy 10 shares of General Motors for $1 each (then at $300 and dropping FAST). No one else was bidding and he got it.
And that’s your prerogative.
I’m a senior who’s in a professionally
managed account with no stop loss option
option. LOL
about 70 % with 30% bonds. I'm 61.
I'm up 11.5% to date. Even with those two horrific downswings. Yep, they caused me some adgida, but being patient is the key.
Get into Vanguard, buy VOO, and chill.
Consult your investment counselor before listening to any online advice like mine :)
Best of luck.
No, the Market is basically a quasi-government program (Especially retirement) propped up by the Treasury and Central Banks. Medicare and Social Security will implode before the Stock Market. Ups and downs occur, yes there are some market forces involved but the overall trend is that the market is artificially propped up by default, especially if the pertodollar is operational along with the fruitful status of Treasury securities (Even at low interest rates).
Apologies, pertodollar = petrodollar, dang r&t are next to each other on the keyboard
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