Posted on 10/12/2020 7:21:50 AM PDT by SkyPilot
When it comes to managing money, there are lots of ways to generate solid returns in the stock market. For some individuals who are trying to become an investor for the first, they might be trying to save for retirement. For other people looking at the financial world, they might have a job as a manager of a hedge fund, managing collective debt, or trying to find ways to make big money as a retail investor.
When it comes to personal finance, it is always important to build up an emergency fund as an individual investor. When looking at an investment strategy, it is critical to take steps to reduce credit card debt, diversify Investments across mutual fund options, stock options, and even bonds. This can help people find ways to maintain a high credit score so that real estate loans are less expensive.
At the same time, saving, investing, and managing money to find ways to make an investment pay off is not always easy. Now, the smart money, insiders, traders, and institutional investors might be predicting a stock market crash at some point in the near future. What should investors do and what does this mean for the future? There are a few important points to keep in mind.
The Stock Market Is Reaching Record Highs, But Why?
Right now, the stock market is reaching record highs. Therefore, it might be silly to think that the stock market is going to turn around at some point in the near future. At the same time, many people and experts are confused as to why the market is doing so well.
(Excerpt) Read more at streetwisejournal.com ...
CD rates are always set at about the rate of expected inflation. So, they are storage more than investment. I have several ‘storages’ right now.
I have stocks, over time they have done a little, not much. Probably because I’m not great at picking them.
I have one annuity, it’s about 9 years old. I get just under a 7% return on the original investment every year. There is a death benefit to to my spouse that slowly decreases ever year. It’s at about 72% of the original investment.
By far, and I mean by FAR, my most successful investments have been in real estate. I was able to retire at 60 due to real estate investing.
> Come to think of it, I’ve been reading THIS article for 45 years. <
Good post yours. Yep, it must be really easy being a financial writer. You can have a successful career just writing variations of “The market could go up. But then again, it might go down.”
At least it’s true. The main problem with stocks seems to be that stocks are a competition between investors. When you buy, you buy from someone who thinks it’s time to sell, and vice versa. And those of us who aren’t professionals at it are competing with people who ARE pros at it.
What are my chances as an amateur tennis player against a pro?
Yeah.
> What are my chances as an amateur tennis player against a pro? <
That’s why I no longer buy individual stocks. In my younger days I’d buy individual stocks and managed stock funds.
I’ve come to the conclusion (30 years too late) that index funds are really the best way to go.
Based on my 30 years experience, your chances are actually pretty good...if you have discipline.
If an institutional manager is given $100 million to invest, he HAS to buy something. He can’t just tell his boss or the client there is nothing good to buy right now. You, on the other hand, can just sit on your money until the right opportunity comes along.
Totally agree with the hard assets view. No one is mentioning inflation, but it’s coming, and in a big way.
Disclaimer: I’m practicing what I preach. Newer truck, and Bobcat, with some of the gains in the markets this summer.
Those hard asset items will be 30-50% higher in a short burst of inflation.
p.s. Don’t overlook physical gold & silver.
Sounds like they forgot that local prices tend to rise and fall relative to the neighborhood - to cash in they would have needed to relocate to a lower-priced area.
Then again, Feb is a good month for crashes.
Then there is March, and of course April.
Say, are we limited to just this year or next. The possibilities are endless!
I hate intentionally deceptive headlines like this one!
What "crash?"
Pure click-bait!
Regards,
Inflation has been coming back door for years in the diminished quality of the goods and services we purchase.
Absolutely! Perhaps it will just go up exponentially, especially if "Harris/Biden" steal the election.
Why look at all the countries that have been taken over by the Communists, their markets are "off the charts."
Of course, there is the possibility, small as it may be, that The President kicks ass, so there is that.
Might want to leave a few drachmas in the market, just in case.
People never seem to understand “sunk” cost and “replacement” cost. The best reason to own a house is to preserve housing purchasing power. But so long as you need a house equivalent to the one you have, cashing out is not gainful.
I’m putting all my money into Argentinian 100 year bonds.
That's what stop loss orders are for.
Nor do you lose anything.
No other investment commodity offers that.
Regards,
I’m glad you’ve had success, it’s an accomplishment. I’ve done fair, not good. But I know real estate well, so that’s where I’ve done well. I have done better with stocks since I moved more into preferred stocks with big dividends and the S+P index fund SPY.
I look mainly for income these days and don’t do much trading.
“By far, and I mean by FAR, my most successful investments have been in real estate. I was able to retire at 60 due to real estate investing.”
Yep, same with real estate. I have an office building and apartment duplexes. All in a great part of town and we have a waiting list to get into the apartments. 20 years ago we bought 2 acres of land next to my wifes office building which we own. Paid 22k. No one wanted it. 2 years ago they put a 6 lane 4 way stop right next to it. The area is building up but still rural. We have already been approached by 2 gas stations and restaurant chain for future development. Lot of time RE is pure luck.
“I suspect “the market” is secretly betting on a Trump win.... can’t explain the ongoing DJI rise on anything else. Now if Biden wins, Katy bar the door and get ready for the crash!”
$$$$$$$$$$$
I agree. The market knows the polls are complete BS. There’s no way they would go up like this if they thought the Pedophile would win.
Correct. That wasn't their plan; in fact they didn't have one.
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