State Farm is a scam. They had us paying for a fire place that doesn’t exist and put our 16 year old on my new car all to charge us more. They never would pay off on a claim. They pulled the same with our relatives.
Some years ago I had a couple of lawyer friends who specialized in insurance work. The company was frequently referred to as “Snake Farm”.
Not to be defending State Farm, but all insurance companies do this. Allstate did when our daughter turned 16 and got her license. They assume that every licensed driver in a home has access to all automobiles. A neighbor of ours would not let his 16 year old son get a license until he turned 18 and got his own........................
I’ve lived in my home and had State Farm for over 20 years without ever filing a claim. Recently noticed that roof had a leak. State farm is willing to pay 1/3rd of the cost to fix which is $50 below my 2,500 deductible. I can’t drop them fast enough.