[treetopsandroofs]

Thanks, just trying to understand.... I’d never live in an HOA.

So EVERYONE in the neighborhood has to agree. Doesn’t look like that would happen unless it’s a NEW neighborhood, or an already deeply communist one.

[Alberta's Child]

Usually an HOA is established at the time the neighborhood is developed.

I've heard of rare circumstances where homes in a rural area have provisions in their deeds where they automatically become part of an adjoining HOA if/when the HOA extends a paved road and water/sewer utilities to the adjoining rural area.