Posted on 09/07/2017 3:44:01 PM PDT by Mariner
If you went to Equifax right now and set up an account, they’d walk you thru numerous questions like...
Out of the 4 addresses below, is one of them your current address? They’d list 4 addresses and one WILL BE yours. They’d do the same question but with the address you lived at as a kid. And one of the addresses will be your old address. Then they’d give you four companies and ask you to ID the one you worked at from the period of this to that. And one would be the company you worked at.
The same thing would happen if it were the other two credit bureaus. They know everything.
Us also. I hope it helps.
Actually, you HAVE used them.
All four Credit Reporting companies have all your personal info they need to create a full personal profile on your credit.
This is VERY serious and I would NOT be surprised to hear they outsource their IT dept.
As a mortgage lender; this is a bad thing. For a mortgage loan; a lender will pull a tri-merged report that includes EquiFax; Trans Union and Experian.
So Equifax isn’t some small niche company.
They are part of the backbone of someones credit in this country.
Good point(s)
Interesting that all 3 executives sold their stocks just prior of the hacking. Which may have been an inside job or that is one hell of a coincidence.
This is probably larger than the Yahoo breach because it’s USA credit, not international. Yahoo has members across the globe. 123M is probably 94% of the US ADULT population, or credit card holders. Maybe the “wall” we need to build is a cyber wall, and make it impenetrable.
The knew about the hack before it was reported.
Pay them enough? Nah, it’s not possible with the amount of money they can make stealing. They can sell the information over, and over, and over, and...
Wells Fargo once created a charge account for me that I didn't want or ask for. Citi leaked my email address to a spammer and had to assign me a new account number. Citi once lost my online account access and it had to be re-initialized. These guys need to audit themselves. But how can they? It seems that neither they nor anyone else in the industry has any IT or cybersecurity skills.
Betcha nobody is held to account for their failure ... much less will get exposed and fired!
That sounds like LexisNexis.
“Glad Ive never used equisucks.”
They already have all your info!
“It’s one of the three agencies and gathers and maintains information on over 800 million consumers and more than 88 million businesses worldwide.”
https://en.wikipedia.org/wiki/Equifax
Maybe we should spend LESS time b*tching about it and MORE TIME on sharing ideas on how we can PROTECT our accounts like changing user names and passwords.
Where was the NSA?
Hmmmmm, so your business and our government are safely stored on the CLOUD.... Phoeeey.
wish the hackers would hack all the big banks and wipe out everybody’s mortgage, car, home equity loans (like with a cloth or something), lol.
“Maybe we should spend LESS time b*tching about it and MORE TIME on sharing ideas on how we can PROTECT our accounts like changing user names and passwords.”
WHAT? Are you sure you know what Equifax is? We don’t have passwords for it!
I have LifeLock...I consider it an insurance policy—I am more likely to have identity theft than auto accident.
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