It’s up to Congress.
The Junk Debt business is so rife with fraud that Congress should do something about it.
Debt gets sold off pretty quickly. Then come the vultures who don’t have to follow the law and can make someone’s life a living hell.
Btw, there is a big business in buying bankruptcy debt, too.
Right, except there have been a lot of laws passed re: debt collection. What the SC apparently just did is say that none of those laws pertain if the collection agency has bought the debt. IMO it takes a willfully twisted reading of the language to come to Gorsuch’s conclusion that the debt collection laws don’t pertain in such cases.