Right, except there have been a lot of laws passed re: debt collection. What the SC apparently just did is say that none of those laws pertain if the collection agency has bought the debt. IMO it takes a willfully twisted reading of the language to come to Gorsuch’s conclusion that the debt collection laws don’t pertain in such cases.
This is one of the rare times that SCOTUS was in full agreement. Key word is “ANOTHER”
“Because the law defines debt collectors as “those who regularly seek to collect debts ‘owed ... another,’” Gorsuch said the statute’s plain language seems to focus on third-party collection agents regularly collecting for a debt owner instead of a debt owner seeking to collect debts for itself.””