People are gonna complain no matter what you do.
Biggest problem is currently sick people who will go back to being pre-existing conditions when it’s repealed. Insurers will drop them quicker than you can say Double Indemnity. Will have to have some kind of public risk pool to take care of them.
The states are perfectly capable of establishing risk pools. Feds should stay out.
Left out of the discussion is a horrible scotus decision that will remain after Obamacare is repealed. Government may still require citizens to purchase products from a private entity. There are dozens of horrid scotus opinions that are outside the reach of congress or the prez.
It is why an Article V convention of the states is needed more than ever.
The pre-ex portion will be modified, not removed, in all probability. I had a two-hour long conference call last week on the possible scenarios that could play out with ‘repeal and replace’. It may be that if one has continuous medical coverage of some kind or another, pre-ex would be satisfied. It is the ones that wait until they are dx’d with some dread disease, have an accident, buy medical insurance for a few months when they need it and drop it when they don’t, that will have pre-ex applied to any new medical coverage purchased.
Just reading tea leaves at this point. My $0,02 at this point.
and the risk pools will be very expensive.