The states are perfectly capable of establishing risk pools. Feds should stay out.
Left out of the discussion is a horrible scotus decision that will remain after Obamacare is repealed. Government may still require citizens to purchase products from a private entity. There are dozens of horrid scotus opinions that are outside the reach of congress or the prez.
It is why an Article V convention of the states is needed more than ever.
I remain terrified by the thought of an Article V convention while our population remains this constitutionally ignorant.
It could easily produce Constitutional “rights” to a job, housing, health care and a college education.
You are right though, that SCOTUS decision needs to be addressed. Otherwise all the lobbyists will go berserk trying to get their product or service declared a required purchase by Congress.
The risk pools will be very expensive. And the insurance companies will put anyone with so much as a hangnail into them.