These things exist explicitly to nail people like me. I speed every single time I get behind the wheel, but I’ve only had one accident in my 25 years behind the wheel (red light runner, 100% not my fault). They want to charge me more even though they never have to outlay more because of me. So my answer to being “offered” one of these would be a big fat Francis Urquhart.
Lot of Francis Urquhart in the near future methinks ..:)
LOL. I tend to exceed the speed limit by 7 mph, take corners fast, leave slack all around if need be (don’t crawl up the other drivers behind). They grade my driving by that device and I get a “B+.” My daughter drives like an old lady and gets an “A.” Nearly 40 years driving with just a couple warnings. Last warning was from state police for doing 58 in a 40. “I’m sorry I made you pull me over, officer.” I drive nearly every day, and the older I get the more I am inclined to be mindful of the serious responsibilities involved.