Posted on 11/29/2013 8:10:23 PM PST by patriciamary
Sorry, this is not the right thread,but I rarely post.But,I really need help.I always find fellow freepers not only intelligence but very caring.My husband had his third stroke three weeks ago at age 5.He worked all his life for every we have,he was self employed. All our savings have gone to hospital bills & living expenses. I was a stay at home mom,& for the past few years have been his caregiver,but I must find a job in order not to lose my home for my children. I need advice on what I should do.Is there a career that pays fairly & does not require long term training.Please put me on the right path.I would appreicate any advice.Thank you.
I was a successful career counselor for many years. Where do you live and what kind of jobs do you wish to apply to?
Had a friend in a similar situation She got trained to do medical billing. Works at home on her own schedule. You might look into it or another stay at home computer job.
I live in pittsburgh, I would like to do something in health care.
God bless you patriciamary.
The only thing I can think of that may help make ends meet (I would do this if I did not have a career or the time to train) is to run a small in-home daycare. People (at least in Canada) are always looking for good homes and honest people to leave their kids with while they’re working.
I realize it may not be ideal, but if you keep it under a certain number of children (so that the government doesn’t bother you), you can make a bit of money....usually cash. At least that’s how it is up here - hope it’s helpful, even if just temporary. Best wishes to you all.
Prayers up for you and your husband. <3
You ask ... “Is there a career that pays fairly & does not require long term training.”
You and everyone else would like to know that one ...
Okay, at what level? Medical assistant, receptionist, optician, etc...
Have you thought about clerical work at a hospital? I had a cousin do that and he had zero training.
You say your husband has been self employed. Is his business still viable? If so, can you run it or perhaps sell it if it has any value?
The best two-year degree is in long-term care/nursing home administration. Pay is good from the get-go and can hit six figures within 5-7 years with hard work.
You are exactly the person I thought of to help. Just could not for the life of me remember who it was. Remembered the background but not the handle
Glad you saw the post!
401ks and IRAs are protected in bankruptcies.
The primary residence is also usually protected.
Find a good attorney pronto because that is where you are heading and you need to protect yourself and family.
Good luck.
Two of more Amen to your prayers.
2D could be a valuable resource.
BTW, where do you live?
About 6 years back this happened to a relative of mine who was in his mid 80s. He was lucky to have just got a reverse mortgage months before the stroke (and the housing crash) and he and his wife ran through the entire amount in a year after the stroke.
To take another one now would cost more in closing costs than the loan would provide itself, due to insurance costs.
He is married too and its never good news now. Every day is “How do I pay this bill?”
No credit anymore naturally.
Every career pays fairly, given the free market.
You get out of it what you put into it.
That's as "fairly" as it gets.
I realize that ,just hoping for a little direction. I don’t want to inconvenience anyone.
Sorry to hear your problems.
Even as self employed, your husband must have been paying into Social Security and at the very least he should be able to get disability from SS, which is not much, but should help.
Also — I noticed you said you want to do something in healthcare — do search the want ads — there are jobs such as medical billing, and so on, where if you have or willing to acquire some basic computer skills you can do OK and in some places they are willing to train you. Also this maybe something you can even do from home at least some of it.
Good luck.
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