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Employer Based Plans Will Face Same Grandfathering Caveats
Townhall.com ^ | Nov 06, 2013 | Katie Pavlich

Posted on 11/06/2013 2:51:25 PM PST by Da Bilge Troll

Testifying on Capitol Hill Wednesday about the failure of the Obamacare rollout, Health and Human Services Secretary Kathleen Sebelius was grilled about President Obama's false promise that millions of Americans could keep their insurance plans. Sebelius and Obama repeatedly stated plans held prior to Obamacare passing and going into effect would be grandfathered in. What they didn't mention is the "grandfathering" process comes with caveats, meaning if plans didn't meet new Obamacare standards, they would be cancelled. Because of those caveats, millions of Americans in the individual health insurance market have lost their health insurance plans despite being promised they could keep them. Today, Sebelius admitted employer based insurance plans will also be cancelled as a result of grandfathering caveats and government requirements making plans illegal under Obamacare.

"Employer based grandfathered plans will have the same caveats," Sebelius said under questioning from Republican Senator John Thune.

The repeated promise to keep health insurance plans came without a single caveat. "If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what,” is what President Obama said.

Earlier this week, the caveat was added.

“If you had or have one of these plans before the Affordable Care Act came into law,” Obama said to OFA volunteers and supporters in Washington D.C. “And you really like that plan, what we said was, you could keep it… if it hasn’t changed since the law’s passed.”

So what kind of numbers are we looking at here when it comes to losing health insurance? 93 million people will lose their plans either in the individual market or through their employer. That's quite the caveat.


TOPICS: Constitution/Conservatism; Extended News; Government; News/Current Events
KEYWORDS: abortion; deathpanels; kathleensebelius; obamacare; zerocare
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Original title: "Sebelius Bombshell: Employer Based Plans Will Face Same Grandfathering Caveats as Lost Individual Plans"

When the employer mandate delay runs out... Right after the election...

1 posted on 11/06/2013 2:51:25 PM PST by Da Bilge Troll
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To: Da Bilge Troll

There will be LARGE SCALE cancellations of employer sponsored health care plans effective with January 2015. I certainly hope that the impacted employers will let their employees know BEFORE the national election in November 2014—and make it clear that Obamacare is the reason for the cancellations.


2 posted on 11/06/2013 2:57:46 PM PST by House Atreides ( D)
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To: Da Bilge Troll

There will be LARGE SCALE cancellations of employer sponsored health care plans effective with January 2015. I certainly hope that the impacted employers will let their employees know BEFORE the national election in November 2014—and make it clear that Obamacare is the reason for the cancellations.


3 posted on 11/06/2013 2:58:04 PM PST by House Atreides ( D)
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To: Da Bilge Troll

I thought the delay ran out in Jan. 2014? Even if it is after the election, won’t the letters go out before the election since people need notice?


4 posted on 11/06/2013 2:59:04 PM PST by yellowdoghunter (Welcome to Obamastan!)
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To: Da Bilge Troll

If that’s true, I don’t know the schedule, the Open Enrollment begins right before the election.


5 posted on 11/06/2013 2:59:34 PM PST by Balding_Eagle (Damn ObamaCare, full speed ahead!)
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To: Da Bilge Troll

Pretty sure the employer plans are already subject to the Obamacare mandates in terms of what they cover. We just got our rate increases.

The delayed mandate to January 2015 is the one that says businesses over 50 workers must provide coverage to their employees or pay a penalty. So the delay of that may be pushing up our insurance prices, due to less people buying in this year, and/or lowering revenue to the government in the form of uncollected penalties. But the delay may be helping businesses otherwise keep their salaries higher, profits higher and prices lower.


6 posted on 11/06/2013 2:59:41 PM PST by JediJones (The #1 Must-see Filibuster of the Year: TEXAS TED AND THE CONSERVATIVE CRUZ-ADE)
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To: Da Bilge Troll

I wonder how many of the 93 million will be affected in such a way that they’ll feel they have nothing to lose?

Many British soldiers were killed for a lot, lot less.


7 posted on 11/06/2013 3:00:40 PM PST by Principled
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To: Da Bilge Troll

One can only hope this results in millions of people taking their country back. This marxist madness has to end.


8 posted on 11/06/2013 3:01:35 PM PST by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
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To: Principled

yeah but it took about at least 25-30 years before that finally spilled over into action. they tried and exhausted all other avenues for decades before finally dealing with the problem.


9 posted on 11/06/2013 3:02:59 PM PST by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
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To: Secret Agent Man

So it’s a sliding scale... how bad is it and how long has it been bad...?

Well, we know how bad it is and how bad it’s going to be. Heck we even knew that this crappy bill would increase health care costs and would cancel millions of policies.

So how long has it been “bad”? 20 years?

We’re not far off.


10 posted on 11/06/2013 3:06:21 PM PST by Principled
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To: Principled

I don’t know myself.

All i know is Obama’s proof why we don’t allow foreigners to be president. He’s exactly what they warned about, even though they weren’t thinking of an african marxist being president.


11 posted on 11/06/2013 3:12:55 PM PST by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
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To: Da Bilge Troll

The millepede known as 0bamaCare will be dropping shoes like this for years.


12 posted on 11/06/2013 3:17:24 PM PST by TigersEye (Stupid is a Progressive disease.)
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To: Da Bilge Troll

If this happens, the Rat party is finished.


13 posted on 11/06/2013 3:25:39 PM PST by LowTaxesEqualsProsperity
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To: House Atreides

I think they have to due to open enrollment rules. Usually in October, IIRC.


14 posted on 11/06/2013 3:26:52 PM PST by Hugin
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To: JediJones

“Pretty sure the employer plans are already subject to the Obamacare mandates in terms of what they cover. We just got our rate increases.”

That is what I was thinking and if so, we are in the thick of it already and may run it’s course well before the election.


15 posted on 11/06/2013 3:28:44 PM PST by DonaldC (A nation cannot stand in the absence of religious principle.)
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To: Da Bilge Troll
What they didn't mention is the "grandfathering" process comes with caveats, meaning if plans didn't meet new Obamacare standards, they would be cancelled.

Which Republican Senator asked her the question: and who the hell are you to decide the type of plan each American should have?

16 posted on 11/06/2013 3:35:15 PM PST by capydick (''Life's tough.......it's even tougher if you're stupid.'')
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To: Da Bilge Troll

How are the plans “grandfathered” if they must meet the same requirements as newly introduced plans?? That’s what grandfathering MEANS, waiving of new requirements for activities that pre-dated a law. In fact, in a lot of areas, it’s more or less automatic. Let’s say NHTSA decides that headlights must be visible from the side of vehicles. This doesn’t criminalize all the existing cars on the road that don’t comply. But beyond that, I can’t understand what the administration means about plans being “grandfathered” if they don’t get a waiver from new rules. The word has no meaning otherwise.


17 posted on 11/06/2013 4:00:11 PM PST by Still Thinking (Freedom is NOT a loophole!)
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To: Da Bilge Troll

Employers, big ones, are already telling people that didn’t pick the high end plans (which are in compliance with 0care) would automatically be put into the high end plans.

Fortunately some people had already picked the high end plans so there will be no effect on them.


18 posted on 11/06/2013 4:01:26 PM PST by WildHighlander57 ((WildHighlander57 returning after lurking since 2000))
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To: JediJones
Pretty sure the employer plans are already subject to the Obamacare mandates in terms of what they cover. We just got our rate increases.

It's sign up time for someone I know. They have HSA's in the menu, 2 of them. As I understand it, don't they go away in 15'? If so, why are they being offered? Call Benefits and ask if their plans are compliant going forward? My guess is they won't touch that one ( Legal won't let um ) with a ten foot pole. So what do you pick for a plan if it you don't know if it will go away?

19 posted on 11/06/2013 4:25:22 PM PST by taildragger (The E-GOP won't know what hit them, The Party of Reagan is almost here, hang tight folks....)
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To: Da Bilge Troll

Ping for later


20 posted on 11/06/2013 4:31:29 PM PST by Springfield Reformer (Winston Churchill: No Peace Till Victory!)
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