Pretty sure the employer plans are already subject to the Obamacare mandates in terms of what they cover. We just got our rate increases.
The delayed mandate to January 2015 is the one that says businesses over 50 workers must provide coverage to their employees or pay a penalty. So the delay of that may be pushing up our insurance prices, due to less people buying in this year, and/or lowering revenue to the government in the form of uncollected penalties. But the delay may be helping businesses otherwise keep their salaries higher, profits higher and prices lower.
“Pretty sure the employer plans are already subject to the Obamacare mandates in terms of what they cover. We just got our rate increases.”
That is what I was thinking and if so, we are in the thick of it already and may run it’s course well before the election.
It's sign up time for someone I know. They have HSA's in the menu, 2 of them. As I understand it, don't they go away in 15'? If so, why are they being offered? Call Benefits and ask if their plans are compliant going forward? My guess is they won't touch that one ( Legal won't let um ) with a ten foot pole. So what do you pick for a plan if it you don't know if it will go away?