Philippines a place to rest weary bones

The Philippine Star ^ | September 7, 2013 | Ray Butch Gamboa

[2ndDivisionVet]

Many of us still active in the profession have not hung up the sweaty gloves to dry these continue to soak in the sweat from our daily grind. For many, it is the need to still build up further the security blanket (assuming things have gone as far as building up the security blanket to start with); for others, it is still the sheer joy of working at a profession that you have grown to love. As they say, if you find pure enjoyment in what you do, it isn’t work at all. It is the latter that makes working fun. I guess for me, I burn both ends of the candle for these two reasons.

Still, the prospect of retirement is a reality that we all must face at one point in our life. It may be full and complete retirement, or it may be partial, a slowing down that, I think, is a more acceptable option for many, including me. I cannot think of complete and absolute retirement, barring dire physical circumstances, of course. Even when we scrapped our Saturday work days, more for the benefit of our employees, opting to optimize the work schedule to fit into five full days instead, I found myself dressing up for work on late Saturday mornings, finding the peace and quiet of an empty office more conducive to planning and strategizing. That I have not found reasons to slow down points to only one thing: the gloves are here to stay for a long while.

But for most of the people in my age bracket, retirement is a prospect that they have to deal with now. This was an area that our government did not give much thought to in the past, until the ’90s when the administration created the Philippine Retirement Authority (PRA). Yes, much has been accomplished from ground zero where we were before the government thought of institutionalizing retirement in the Philippines, but we still have a long way to go. Consider for example that we really do not have retirement communities to speak of yet, though we have retirement homes in strategic cities and provinces already. It is a business in its nascent stage, and hopefully it can emerge into a full industry soon.

What makes a retirement community? Apart from the retirement homes, it incorporates a lifestyle that is suited for retirees, which includes a serene and peaceful environment, restaurants and entertainment. Most important of all, it includes health care services and the presence of a full-fledged tertiary hospital. Part of the health care services is efficient and well-run nursing homes.

In the United States, nursing homes are a-plenty, and many Filipinos residing there have opted to make profitable business out of owning and running nursing homes for the elderly. Not so here. By the count of the Retirement & Healthcare Coalition, there are about 50 nursing homes registered in the country. These are privately-owned houses converted into nursing homes, all of them between four to eight bedroom types, and these are located in Tagaytay, Manila, Cebu and Iloilo.

Recently, the Bureau of Immigration has stepped in to make retirement in the Philippines a more convenient option for foreigners. Where before the short term visas allowed prospective retirees to stay and test the waters for 60 days only, there is now the long-stay visa that allows them to live out the harsh winter in their country or to test-live in the Philippines for six months, renewable for another six months. If they wish for a longer period, this can still be further extended for another six months for a total period of 18 months. Through the Special Resident Retirement Visa (SRRV) provided by the Philippine Retirement Authority (PRA), foreign retirees can enjoy a life-long stay in the country. With this kind of program, the Philippines is the only country in Southeast Asia with an entire portfolio on retirement benefits.

The Retirement & Healthcare Coalition, founded in 2007 by American, Korean, Japanese and European chambers of commerce, had for its goal the promotion of the Philippines as a premier retirement and healthcare destination. They have partnered with the PRA and the Department of Tourism to work towards this goal. They are currently working with public private partnerships to bring up the quality of the local nursing homes; they are not actually developing nursing homes, they are just there to assist local nursing homes in upgrading their systems. Our biggest competitor in the region in this sector, Thailand, already has thriving retirement communities with full amenities and professionally-run nursing homes. Yes, the coalition says we are competitive as far as the individual retirement market is concerned for those retirees who are still semi-active. Retirement & Healthcare Coalition executive director Mark Daubenbuchel calls them the “go-go” retirees. For the nursing home market, however (or the “no-gos” as Marc says), we are still a long way off.

This is sad because, as Marc pointed out, we have the perfect market niche for nursing homes. With about 300,000 unemployed Filipino graduates of nursing, we could easily make this a viable sector because we have the necessary medical support system. Add to this fact our undeniable edge of general proficiency in the English language, a culture that is closer to the Western culture than any of our Asian neighbors, our in-born hospitable trait as a people and our always ready smile. The convergence of all these factors create a synergy that is a win-win formula, if we can only get our act together fast before the rest of our neighbors in the region eclipse us again.

The coalition is looking at positioning the Philippines in the market niche for nursing homes, and we must work hand in hand with them to make this possible. Marc tells us that at present, most of the holders of SSRV are Chinese and Taiwanese who are younger than the 55-60 age bracket. Many also come from the United States, but most of these are the “no-gos” (they need assistance) because the insurance system there right now is perceived as weak, and they are looking to permanently relocate here.

The Philippine Retirement & Health Care Summit, an annual event jointly undertaken with the coalition will be held in March 2014. I hope concrete and tangible developments will come out of this.

[elcid1970]

Two sayings apply here: “Don’t mess with Texas” and, “Why should I travel? I’m already here!”

[2ndDivisionVet]

Like Mindanao and other Muslim areas?

[2ndDivisionVet]

I used to laugh when we were confined to camp in Korea. Wow, I have to go to a different massage girl and pay less than off-base for a longer service. What to do, what to do?

[Marcella]

“We have missiles and bombers from Russia, China, the Ukraine, North Korea, Iran, Pakistan, and elsewhere aimed at us. How safe is that?”

If you want to run away to the Philippines, it’s your choice. Don’t expect it to be paradise because no place is.

[max americana]

same here. My in-law on bro’s side is Filipina and last year went around to scout for a nice high-rise condo. Hilarious that a 40th floor condo at Rockwell will only cost me 50 grand in the middle of the financial district.

[2ndDivisionVet]

Where did I say it was paradise?

[Marcella]

“Where did I say it was paradise?”

It was a figure of speech meaning there will be problems there as there are everywhere.

[max americana]

I know. My brother was there 3 weeks ago at Subic. I’ll be heading there in December after canada for business. I already got my initial docs for Rockwell residences but I was gunning for the penthouse lol. On hospitals, it’s Makati Med.

[max americana]

What are you talking about? I even take the LRT as I my heart cannot take driving there. I know I’ll die if I drove there even though I have an RP driver’s lic. (don’t ask, my sis in law is well connected). If you’re “puti” or “kano”, they were mostly friendly. But if you go to the provinces, I’d say yeah, get your family there to surround you.

[Phosgood]

If I was to consider Luzon, I would look at north Luzon and specifically Baguio.
Everywhere else can really be hot, full of snakes and people with sharp knives.

http://en.wikipedia.org/wiki/Baguio_City

[onona]

My bones ARE getting weary.

Miles to go though, miles to go.

[2ndDivisionVet]

I’ve lived overseas.

[Mark17]

Sad that we might have to leave our own country to retire.

I hope to retire in the Philippines by November, but I have been planning this for 15 years.

[Mark17]

I am settling in Davao City. I have been all over the Philippines, and I never saw more x pats anywhere else, than I saw in Davao City. They are everywhere. It has a law and order, kick a$$ mayor, who does not tolerate any foolishness. I actually met more Brits, Aussies, Europeans, than Americans, but there is a ton of them. All the ones I met, had Filipina wives.

[steve86]

I like lots of things about Baguio City from that description other than 1) Devastating earthquake in 1990 2) 42-45 inches of rain in summer months (I live in a place where we get 6 inches of rain all year). But would certainly love to visit in the winter or for 9 months a year.

[patriot08]

I’m with you, fellow Texan

[Mark17]

Like Mindanao and other Muslim areas?

Western Mindanao. Stay away from North and South Cotabato, Zamboanga, Sultan Kudarat, Basilan and Tawi Tawi. Eastern Mindanao is good. I walked the streets of Davao City at 2 AM, and no one said a word to me. It really is a city that never sleeps. I would not even attempt to do that in my safe subdivision now.

[WVKayaker]

If you want to run away to the Philippines, it’s your choice. Don’t expect it to be paradise because no place is.

No, it's not paradise. It's probably close, though.

I was born in North Carolina. My dad was career Navy, enlisted. I lived from California to Cuba (His last duty station was Gitmo, 1960-63). I finished High School in Wilmington, after he retired.

I now live in the PROVINCE of Leyte. I am retired, and living on less than a grand a month. I can spend more, but there is no need. I rent a five bedroom, 2-story house in Ormoc City. I have Cignal satellite tv so I can watch Nascar races (7 am tomorrow morning for me, live for the Richmond race on FoxSportsHD), FoxNews, and other US networks and shows. I have high speed internet access. My biggest expense is electricity, but it is much less than I paid back home. I have a domestic who comes to work six mornings a week, cooks my meals, cleans my house and washes/irons my clothes. She is off on Sundays. I pay her 2000 Ph Pesos per month. the current exchange rate is 44+ PhP=1USD. She cleans the entire house daily, even though I only use a couple of rooms. She has quickly learned how to prepare my foods, American style, and we both share the kitchen at times so she can learn more.

I love the fresh fruits and vegetables, enjoy seafood just out of the ocean, scarf the organic pork products (I even make my own NC style BBQ), and tolerate the beef (it is not as prevalent here, but you can find it in the supermarkets. It is not as tasty as Omaha beef!). I seldom eat rice, though my girl makes a pot every morning for herself. She has full access to my pantry for her own meals, but prefers Pinay style foods which I buy for her. I spend another 460 PhP per month and provide for her PhilHealth and SSS programs. It is not mandatory for me to do that, but it's so cheap that I feel I must do more!

Though "foreigners" are not allowed to keep a gun in the house, I can shoot (and do) regularly at the gun clubs. If one has a Filipina wife, though (or Filipino husband) they can have one (even automatics!). But, every business I see here has an armed guard or two. I have no fears. Though there have been Musim problems in Mindinao, that is isolated and is only one island of the 7107 in the Archipelago. My neighbors keep watch when I am away.

I walk into the shops and stores, and Filipinos are ALWAYS singing, laughing and enjoying life. They love their families and spend time with them and their friends. I don't see as much of that back in Amerika!!! All I see there now, is people that sit in front of the TV or computer and grumble about how bad it is...

Paradise? No. Great place to live. Absolutely!!! I did not leave America, though I do live here now. The America that I knew does not exist now!

[Ann Archy]

Health Care is better in THAILAND??? Do tell!

[berdie]

later