ROMNEY WAS RIGHT ABOUT INSURANCE

10-18-2012 | FrankR

[FrankR]

During the debates, Romney brought up the fact that under obama, healthcare costs have not been cut in half, but in fact, doubled.

Well, for me, that chicken has come home to roost.

I am retired, and on Medicare, but my wife has us covered under her insurance. She is a manager for a major retail chain, which just announced the "changes" in healthcare coverage for the new year.

We have always signed up for the top plan, the PPO, because I like to use doctors of my choice. For about five years we've been paying about $430 per month for health and dental.

Comparable coverage, under the new plan, will be $1300 per month.

The lowest priced new plan, an HMO, is about the same price as our old deluxe plan, PLUS, if you choose it you will be required - REQUIRED - to maintain a "health savings account".

So, Romney was right - in our case...healthcare costs have DOUBLED.

Just thought I'd pass it along

[CdMGuy]

No surprise. My wife is under 65. We have been purchasing an individual high deductible PPO plan through Blue Cross of California. The plan she now has is the third Blue Cross plan we had to migrate to due to huge premium increases. The monthly premium at $467 a month is near double her original plan premium.

Until this year, I had a Blue Cross Medicare Advantage PPO plan. Well, Blue Cross has effectively gotten out of the PPO Medicare Advantage plans in 2012. What they were offering in its place was a plan that had so many negatives, especially if one traveled, and at a higher premium, that I had to convert to regular Medicare with a Supplemental policy and a Medicare drug policy. So, my monthly premium has increased by 50% in one year.

[hosepipe]

Obama is a pathological liar..

Democrats expect their reps to lie and grade them on well they can do it..
And assume republicans do the same.. and a few do..

The question is do you like liars..
If not, there is only one choice to vote for..
I do not like Romney but have one choice..

And it’s not Obama..

[muawiyah]

The gub'mnt can't even keep the rates down on the FEHB plans they negotiate. All medical insurance and prepaid plans have GONE UP for all federal employees and retirees!

Plus, we lost some of our services ~ just ordinary stuff like preventive dental.

[RightGeek]

I guess it’s time to bit the bullet and open the big envelope I got in the mail the other day.

[sodpoodle]

If Medicare was truly scored properly - showing the savings as a result of being the Secondary carrier (in cases such as yours) Medicare would be swimming in reserves.

When it was first offered - Medicare was paying out benefits as the Primary carrier and the Insurance companies were cleaning up.

Some really bright Medicare administrator must have figured it out and in 1980 turned the liability Coordination of benefits’ sandwich upside down.

http://www.ehow.com/info_8292492_medicare-second-payer-act.html

[rstrahan]

I had to retire on disability. Can’t get Medicare for 2 years after I was declared disabled, so shelling out $1000 a month for insurance for wife and I. That’s half my SS payment. Will be paying this even after 65 because of the 2 year waiting (for you to die) period.

[SJSAMPLE]

Bingo.
I should’ve posted this on Monday when I found out;
My PPO is GONE with next year’s company plan.
We used to have both PPO and High Deductible plans.

Beginning next year, we’ll have two High Deductible plans, one of which will be “less-high”. This really limits our choices and I’m working the math for my family to see how I can limit the new costs of this year’s options.

Thanks, Obama!
We’ll be seeing your sorry ass in the welfare line if there’s any justice in this world.

[MontanaBeth]

Received mailer from health insurance provider saying they are in process of enacting all of federally required changes. Whether you will be impacted depends on whether your employer decides to pay the penalty instead of offering company insurance coverage next year. A few pages further, it suggested you have end of life plans in place with your doctor, don’t burden family with these decisions. It even had a sample of what this should look like, 1. Address pain issues only 2. If secondary problems arise, do not treat, just offer more pain medication even to point of unconsciousness. This was Blue Cross of Arkansas

[txmissy]

Wow. Unreal.