hmmm...Ok, I’ll throw this one to the flames...
The truth is ...a lot of people work hard and never become wealthy. Hardwork does not equate to wealth...without luck?
On the face of it one might consider it ‘luck,’ but luck really has little to do with it. Wealth comes through sacrafice and the efforts to network with the right people and put your money in the right places...be it product, services, or marketing, etc.
If every hardworker thought of himself or herself and their skill set as a wealth building tool...instead of the hardworking tool...would they still ascribe to the ‘luck’ mentality of wealth building?
0bama is correct...hard work will not build wealth.
BUT, luck has nothing to do with it either.
I think few of us would dispute that luck is a factor. But the difference between Zippy and most hard-working Americans (aside from being American and working hard) is that we don’t think that luck is the primary factor.
Most of us realize that you can work your tail off digging ditches and you will not get rich. You need to direct that work toward something with a payoff, or hire others to do it, or find a way to do it faster or cheaper than the next guy.
Hard work.
Intelligence.
Luck.
You need at least 2. But hard work is the one that you have the most control over and that is what makes it so important.