AARP is in the bag with this healthcare scam while zero tells us all these evil insurance companies are stealing from you. Kill the entire bill just as a smack in the face to those who decieved and defied the American people.
People need to face the fact that congress doesn’t really want to fix things.
After all, if they fix something, they no longer have a club to beat voters with in the next election.
I hope you have enough to pay for a catastrophe. Your stance sounds noble but care for some bad illnesses can be hundreds of thousands of dollars.
judas priest man, if you have a heart attack you will be completely broke. You better put all your assets in joint names with your spouse. Be advised. Medical bills are the number one reason for people declaring bankruptcy. Health ins is a necessary evil to protect what else you may ever be able to pull together, your house for one.
I hope that you’re either a very wealthy man or win the lottery.
Romney's plan is to "repeal and replace" Obamacare with Romneycare. RINO's in the Congress plan to help him pass what they will tout as a bipartisan program, but they can't do so until after the election.
The Dems INTENTIONALLY prevented any fixes to healthcare from the early 1990s when Hillary Rodman Clinton attempted to seize control. They wanted the costs to skyrocket, as they knew that would create a push to ‘fix’ it in their mold, once the stars lined up (i.e., we nominated McCain).
Examples of fixes that might have actually worked would include the ability of people to simply buy high-deductible policies for major-cost health care, and not be also forced to pay for ‘mental health’, ‘chiropractors’, wheelchairs, and other items that deal with “first-world problems”, rather than real (and curable) medical conditions. The Dems blocked it then...and will continue to do so again.
The only correct approach to this:
Repeal Quickly; Don’t Replace.
The government has NO business being in the health care business, and NO Constitutional authority to enact legislation such as this.
Now, we need to the SCOTUS to find the proper backbone to mae this government overreach go away.
I had a recent overnight stay in the hospital for a minor procedure. The hospital bill was over $11K plus the doctors’ bills. What we need is a return to the major med plans to pay some of these astronomical hospital bills. And the law that requires hospitals to treat anyone that shows up in the emergency room needs to be rewritten.
While I value my health insurance, a lot of people here are beating you up for dropping it.
One thing they have to remember is that a huge portion of all healthcare is spent on the elderly dying in their last few months or year. Think Ted Kennedy’s expensive operations just so he could live another 2 months.
The fact is, if you save the large amounts you are spending on paying for health insurance, it is very likely you could afford most of the hospital/doctor/drug needs for most things. What you would lose is that last 3 months on life support or in that hospice dying.
Your idea is not all that bad. I wouldn’t do it but it could work out fine for you. It really is a sick amount of money we spend so the elderly can die slowly lingering rather than promptly.
No, I’m not advocating assisted suicide or saying that the insured shouldn’t get health care if they want it. All I am saying is that we spend an ass load of money on people at the end of their lives, and the upshot is not that we are curing them, but just treating them to delay death a few months.
Frankly, it is absurd. This ties directly to your post.
Given the choice of leaving a million dollar inheritance to help their children, or depleting a million dollars in savings paying it into the factory healthcare system, I am convinced most loving people would opt to die more quickly in a hospice and help their children with that million dollars, than see strangers in the medical industry get rich off it.
The reason we squander so much money keeping the elderly alive another month or two is because it is pooled insurance money. People don’t care because the money is already gone from their pocket in the form of 50 years of health insurance premiums. So they don’t care.
I’m convinced that is most elderly had to pay huge cash on the barrel head to stay alive another 3 months, most would reject the waste of money and would rather just pass into that good night they are going shortly anyway, and use that money to enrich the lives of their children, not strangers in the medical community.
So what you are doing makes a certain measure of sense if your insurance premium is high, and whose isn’t?
One of the unfortunate aspects of our current medical system is that people who pay cash are often charged substantially more than those who have insurance. So for instance if you need an operation, expect to pay double or more what an insurance company would be billed for the same procedure.