Oh, I don’t know. I’m a blue state east coaster, so they never have gun deals at our banks :(. It’s just that, depending on the interest rate, and the value of the gun and optics, could be a bad deal. Back in the day, it wasn’t unheard of for a CD to pay 3-4% (especially a 17 year CD). So at 3% (compounded annually), you’d have 3200 (3700 for 4%). So unless the value of the gun and optics was over $1200, it could’ve been a bad deal.
Now if they gave you the gun AND paid you interest, it would be a great deal.