The good doctor lost me at that point.
Beyond that, he makes good points. Why shouldn’t those who voluntarily increase the risk to the insurance company pay more for health insurance? You pay more in car insurance if you get speeding tickets all the time, why not pay more in health insurance if you smoke? The current system does detach actions from accountability.
“I would be required to have health insurance just as any driver is mandated to have auto insurance to drive an automobile.”
Not true. People drive all the time without car insurance. Most illegals don’t have car insurance.
“The good doctor lost me at that point.”
And he’s wrong. The only required car insurance is LIABILITY insurance -— i.e., to protect others, not yourself.
Casualty insurance (to protect yourself) is not required by law.