Beyond that, he makes good points. Why shouldn’t those who voluntarily increase the risk to the insurance company pay more for health insurance? You pay more in car insurance if you get speeding tickets all the time, why not pay more in health insurance if you smoke? The current system does detach actions from accountability.
Beyond that, he makes good points. Why shouldnt those who voluntarily increase the risk to the insurance company pay more for health insurance?...
I started talking to a former Canadian about their healthcare while standing in a long Post Office line. I wonder what caused that discussion to come up.
Oh well, she said that when she was younger she had leukemia of some sort and was taken care of free and what she thought was good care.
I told her of my Canadian friend who raved about his healthcare. Just recently he had an illness and needs an operation. Seems there is a 90 day wait.
I told her the and she said yes if people smoke or overweight or have otherwise lived an un-healthy life style the go to the end of the line.
A lot of people in the US would be real unhappy with that scenario. Is it fair? I don’t know, have not thought about it to much.
And that will lead to just about every disease being described as 'caused by lifestyle'. The statistics behind most of the current disease-lifestyle links are pretty shaky. Even obesity can be caused by infection - do a search on infectobesity.
“why not pay more in health insurance if you smoke?”
Check your policy.
Smokers DO pay more for health coverage.
I’m sent a renewal policy every year and one of the questions on the policy is “Do you Smoke?”
Why do you think that is?
Because rates are HIGHER for smokers.